Now live: Premium Accounting and CoverPay. Insurance native accounting, installment billing, and payment collection infrastructure with full control of your payment gateway.

Premium Accounting CoverPay

A Full Service Ecosystem for MGAs, Wholesalers, and Carriers

Operate
Automate
Scale

Insurance-native platforms across rating, AMS, accounting, payments, and BPO.

SelectRate → ISO Rating Platform
RQB → Multi-carrier Rating, Quote & Bind
Expert Insured → Policy Lifecycle
Premium Accounting → Insurance-native Accounting
CoverPay → Insurance Payments
Insurance BPO → Operational Execution

Deploy modules independently or run your entire operation on one connected system.

Request a Demo Explore the Platform

Looking at rating, AMS, accounting, payments, or BPO?
We’ll show where Selectsys fits.

From Fragmented Systems to an Insurance-Native Operating Model

What You’re Running Today

  • Legacy rating platform
  • Retrofit agency AMS forced into MGA / wholesale workflows
  • Non insurance-native accounting
  • Generic payment processor
  • Disconnected BPO vendors

Multiple systems. Multiple handoffs. No control.

What Selectsys Delivers

  • SelectRate: Configurable ISO rating
  • RQB: Multi-carrier rating, quote & bind
  • Expert Insured: Policy lifecycle built for MGAs & wholesalers
  • Premium Accounting: Insurance-native accounting
  • CoverPay: Installment billing & premium payments
  • Insurance BPO: Execution inside your workflows

One operating model. Full operational control.

Still stitching systems together?

Request a Demo Explore the Platform

One Insurance Ecosystem. Built to Work Together.

Start with the platform you need. Connect more as your operation grows.

From ISO rating and multi-carrier quoting through policy administration, premium accounting, payments and operational execution, Selectsys platforms connect the insurance lifecycle without forcing you into a single system.

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SelectRate

ISO Rating Platform
Configure carrier pricing, program rules and deviations on current ISO content. Launch and update ISO programs without rebuilding the rater.
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RQB Real Time Quoting Platform

Instantly quotes WC, GL, Auto, Property, Cyber, Personal Lines
API driven platform with live carrier comparisons
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Expert Insured End to End Agency Management System

Full policy admin system with quoting, servicing, and endorsements
Billing, reconciliation, and commission workflows
Upload forms, log submissions, assign tasks
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Premium Accounting

Insurance specific accounting built for MGAs and wholesalers
Agency bill, direct bill, installments, and premium finance workflows
Trust accounting, bordereaux, reconciliation, and commission tracking
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CoverPay Logo

CoverPay

Insurance payment infrastructure for MGAs, wholesalers, and carriers
Installment billing, endorsement adjustments, and automated retry logic
API driven premium collection with gateway integration support
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Insurance BPO

BPO teams manage new business, underwriting support, policy servicing, platform administration, and insurance accounting operations.
Trained on your systems, integrated into your workflows
AI OCR + GPT extract data from emails and docs
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You’ve Tried Tools, BPOs, and Overlays. It’s Still Not Enough.

Most MGAs operate with one vendor for their AMS, another for rating, and a third for outsourced servicing. Selectsys replaces that fragmented stack with one coordinated operating model designed for delegated authority programs.

What Powers the Platform

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RQB + Expert Insured

Quote personal and commercial lines instantly with RQB. Issue policies, manage renewals, billing, and endorsements with Expert Insured in one connected system. Unified rating and policy lifecycle backbone for delegated programs.

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Premium Accounting

Insurance specific premium accounting for MGAs and wholesalers. Handles agency bill, direct bill, installments, premium finance, and bordereaux. Works alongside Expert Insured or integrates with your general ledger.

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CoverPay

Insurance payment infrastructure for MGAs, wholesalers, and carriers. Installment billing, endorsement adjustments, and automated retry logic. API driven premium collection designed for insurance premium workflows.

Commercial & Specialty Rating Platform

Production ready rating platforms across commercial and specialty lines. Multi carrier and multi LOB rating engines. Supports API driven, ISO based, and proprietary program structures.

AAIS Platform

AAIS based rating, policy issuance, and accounting platforms. Commercial lines and delegated programs for MGAs, wholesalers, and carriers. Integrated rating, forms, and lifecycle execution.

Insurance BPO

Embedded insurance BPO teams operating inside your systems. Underwriting support, policy processing, renewals, accounting, compliance, and claims execution. Operational execution aligned to platform workflows.

Insurance BPO for MGAs

Execution support for MGAs running delegated authority programs. Submission intake, underwriting support, policy issuance, endorsements, bordereaux, and compliance. Structured workflow and SLA aligned operations.

Insurance BPO for Carriers

Scalable insurance operations support for carriers. Underwriting preparation, policy servicing, accounting, audits, compliance, and claims intake. No transfer of underwriting authority required.

Insurance BPO for Wholesalers

High volume execution support for wholesalers managing multi carrier placements. Submission processing, renewals, accounting coordination, and carrier portal management. Designed for scale across complex placement workflows.

Explore our Value Flywheel Operating Model - AI OCR, Submission Triage & AI Assist work together with RQB, Expert Insured & BPO Pods to cut cycle time and ICS.

Connected from Rating to Operations

Use each platform independently or connect them across the insurance lifecycle.

The 5 Module Operating Flywheel
  • SelectRate: Configurable ISO rating for commercial insurance programs.
  • RQB: Multi-carrier rating, quoting, underwriting and bind workflows across commercial and specialty lines.
  • Expert Insured: Policy issuance, endorsements, servicing, document management, and audit controls.
  • Premium Accounting: Trust accounting, agency bill, direct bill, reconciliation, and bordereaux.
  • CoverPay: Installment billing, payment processing, retries, and endorsement billing adjustments.
  • Insurance BPO: Dedicated teams executing submissions, endorsements, renewals, accounting support, and back office operations.
  • Each module strengthens the next. As volume scales, efficiency improves, errors decline, and operational control increases.
  • Discover insurance accounting software comparison benefits.
Measured Operational Impact
  • Cycle time reduction 20–35%
  • Internal cost structure reduction 15–30%
  • Improved accounting accuracy
  • Controlled installment billing
  • Retention lift 2–4 pts
Request a Workflow WalkthroughExplore the Platform

SIU: From Inbox Chaos to Execution Clarity

  • 1,000+ hours saved per year
  • Auto-routed submissions and endorsements
  • 95%+ accuracy after deployment
  • Underwriters now focus on quoting - not sorting emails

Expert Insured + AI Gatekeeping + Embedded BPO

quoteThis is exactly the kind of automation we’ve been waiting for - accurate, practical, and delivering ROI from day one.

-CFO, SIU
See More Case Studies

What Our Clients Say

Trusted by MGAs, Wholesalers, and Carriers Using Selectsys to Quote, Issue, and Scale

Trusted by 120+ MGAs, Wholesalers, and Carriers
Delivering BPO, RQB, and Expert Insured solutions for over 15 years - and still growing.
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How Selectsys Stands Apart

Five integrated modules. One operating model. No vendor fragmentation.

SelectsysTech Logo

Quote to Bind. Automated.

Commercial & Personal Lines Rating, Underwriting, and Workflow Automation

Connect ISO rating through SelectRate with multi-carrier rating, underwriting and quote-bind workflows through RQB. Support API-driven, proprietary and AAIS-based programs across commercial and personal lines.

Expert Insured Logo

Expert Insured

Policy Lifecycle Management System

Full policy administration for delegated MGAs, wholesalers, and carriers. Issuance, endorsements, renewals, task routing, document management, and lifecycle governance.

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Premium Accounting

Insurance Native Accounting

Agency bill and direct bill workflows. Installments, premium finance tracking, trust accounting, bordereaux, and reconciliations built specifically for insurance program structures. Discover  insurance accounting software comparison benefits.

CoverPay Logo

CoverPay

Installment Billing and Payment Infrastructure

Full installment engine with schedule tracking and automated recalculation on endorsements. Retry logic, failed payment workflows, NOC triggers, and insured notifications. Runs through your own payment gateway account so you control funds.

Insurance BPO

Embedded Operational Execution

Underwriting support, policy processing, renewals, endorsements, accounting support, and compliance execution delivered inside your workflows with SLA accountability.

Typical Market Approach

Separate rating vendor. Separate AMS vendor. Separate accounting tool. Separate payment provider. Separate outsourced servicing firm. Multiple integrations. Multiple contracts. Fragmented accountability.

Common Questions About Replacing AMS, Rating, and BPO Vendors

No. Selectsys combines Expert Insured by Selectsys for policy lifecycle management, Selectsys RQB for rating and quote bind issue workflows, and embedded Insurance BPO execution inside one coordinated operating model.
Yes. Expert Insured by Selectsys supports delegated issuance, workflow governance, rating integration, premium accounting visibility, and scalable multi carrier program management.
Yes. Selectsys Insurance BPO can operate inside your existing workflows. Many MGAs transition execution layers without replacing their policy or rating platforms.
Yes. Selectsys RQB supports rating workflows across personal and commercial programs with delegated authority, rule governance, and audit traceability.
Most Selectsys engagements can begin with a pilot in 7 to 10 business days, depending on scope and integration requirements.

Discover insurance accounting software comparison benefits.

Have Questions About Our Platform?

Explore our structured FAQs and product workflows to understand how Selectsys supports MGAs, wholesalers, and carriers from quote to bind and beyond.

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We are a part of

Request a Demo with Selectsys

We’ll review your current stack, identify gaps, and show exactly how Selectsys fits into your operation.

Unified tech + embedded ops teams. Fast setup. No handoffs.

Trusted by 120+ MGAs, Wholesalers, and Carriers

Delivering BPO, RQB, and Expert Insured solutions for over 15 years - and still growing.

Talk to Our Team See How We Compare

Insurance Infrastructure Insights

Explore detailed guides covering underwriting platforms, policy lifecycle operations, insurance BPO services, and financial infrastructure used by modern insurance organizations.

Insurance payments, premium collection, and installment billing are fully integrated across our platform. Learn how CoverPay powers these workflows.