RQB | Carrier-Integrated Rate, Quote, and Bind Engine

Q: What if my carriers don’t support API bind?

RQB supports 'quote-and-send' workflows - where bind requests and final docs are generated and pushed via email or intake portals.

Features

Multi-Carrier, Multi-Line Quoting

Quote WC, GL, Auto, Property, Cyber, and more
Chain quotes for bundled workflows
Filter by state, LOB, premium, and class code

Integrated Bind + Document Generation

Generate bind requests
Push quotes and binds to carriers via API or document handoff
Return issued policies and quote records to AMS

API + Manual Rating Support

Works with or without carrier APIs
Supports email submissions and manual rating with return-to-agent flows

Producer and Underwriter Modes

Restrict visibility or quoting permissions by role
Full quote history and submission tracking

Configurable Rules + Triggers

Set quoting thresholds, risk flags, referral routing
Preload appetite rules or carrier preferences

RQB is a real-time rate, quote, and bind platform designed for MGAs, wholesalers, and carriers. It connects to multiple carriers-via API or manual intake-and supports bundled quoting across WC, GL, Auto, Property, Cyber, and more.

With built-in underwriting logic, bind workflows, and automated document return, RQB removes submission delays, eliminates rekeying, and gives your underwriters and producers one place to work smarter and faster.

Looking for state-specific quoting solutions?

See how we’ve deployed RQB in Florida for MGAs and wholesalers, including support for high-volume property and flood quoting during CAT season.

See how we’ve deployed RQB in Texas for MGAs and wholesalers, including support for energy, coastal property, and high-volume wind coverage quoting.

Operating in high-volume markets like California?

See how MGAs are using RQB in California to streamline quoting across GL, Property, BOP, and Umbrella-even in wildfire zones.

Related insights:

MGAs and wholesalers looking to streamline submission-to-bind processes can benefit from understanding what a multi-carrier quoting platform really entails. RQB simplifies the journey from rate to quote to bind, giving teams speed and flexibility.

Curious how RQB compares to legacy tools? Our side-by-side analysis in RQB vs PL Rating: The Real Difference for MGAs and Wholesalers breaks it down clearly.

Speed matters. In fact, real-time insurance quoting with RQB helps carriers and MGAs bind more business by cutting prep time by up to 80%.

If you’re exploring automation, this deep dive on automating rate, quote, and bind workflows shows how teams execute faster without sacrificing compliance.

And if you're pairing RQB with an AMS like Expert Insured, learn why Expert Insured vs AMS360 gives MGAs a purpose-built advantage over retail agency systems.

Want to see how MGAs are quoting 5x faster? Read how RQB cuts quote turnaround and boosts broker engagement.