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Connect carrier APIs, SelectRate ISO rating, AAIS and proprietary rating into one underwriting workflow from submission through quote, bind and issuance.
RQB connects commercial and specialty rating across multiple carriers, programs and lines of business. Use carrier APIs, SelectRate for ISO-based programs, AAIS rating and proprietary rating within one quoting and underwriting workflow.
RQB is not just a quoting tool. It is the orchestration and underwriting layer that standardizes how submissions are evaluated, rated across multiple markets, compared, quoted and prepared for binding.
For ISO-based commercial programs, RQB can connect directly with SelectRate, allowing the same submission to flow from ISO rating into multi-carrier comparison, underwriting and quote-bind workflows.
For MGAs operating AAIS commercial lines programs, RQB applies AAIS rating logic and underwriting rules consistently before bind.
By enforcing rules, thresholds, and data consistency at the point of quote, RQB protects downstream issuance, renewals, accounting, and audit from rework and exceptions.
In production, RQB connects rating and underwriting to downstream policy administration, servicing and renewal workflows, feeding clean, validated data into the systems that follow.
After bind, RQB can connect the completed transaction to downstream policy administration and payment workflows, including CoverPay for premium collection and payment processing.
RQB sits between submission and downstream policy administration, bringing rating sources, appetite, underwriting and multi-carrier quoting into one controlled workflow.
RQB supports high volume execution across underwriting, producer, and carrier workflows where speed, consistency, and data quality directly impact bind rates.
See how we’ve deployed RQB in Florida for MGAs and wholesalers, including support for high-volume property and flood quoting during CAT season.
See how we’ve deployed RQB in Texas for MGAs and wholesalers, including support for energy, coastal property, and high-volume wind coverage quoting.
See how MGAs are using RQB in California to streamline quoting across GL, Property, BOP, and Umbrella-even in wildfire zones.
Related insights:
MGAs and wholesalers looking to streamline submission-to-bind processes can benefit from understanding what a multi-carrier quoting platform really entails. RQB simplifies the journey from rate to quote to bind, giving teams speed and flexibility.
Curious how RQB compares to legacy tools? Our side-by-side analysis in RQB vs PL Rating: The Real Difference for MGAs and Wholesalers breaks it down clearly.
Speed matters. In fact, real-time insurance quoting with RQB helps carriers and MGAs bind more business by cutting prep time by up to 80%.
If you’re exploring automation, this deep dive on automating rate, quote, and bind workflows shows how teams execute faster without sacrificing compliance.
And if you're pairing RQB with an AMS like Expert Insured, learn why Expert Insured vs AMS360 gives MGAs a purpose-built advantage over retail agency systems.
Want to see how MGAs are quoting 5x faster? Read how RQB cuts quote turnaround and boosts broker engagement.
RQB supports multi-carrier quoting and underwriting workflows across personal, commercial and specialty lines, including:

RQB connects carrier APIs, rating platforms, bureau rating, MGAs and third-party data sources into multi-carrier quoting and underwriting workflows.













































































If you want a quick reference for any of the terminology mentioned on this page, you can review the Glossary for clear definitions and context.
See how RQB can connect your rating sources, carrier markets and underwriting workflow from submission through bind.
Multi-carrier rating and quoting platforms connect rating sources, underwriting rules and carrier workflows so one submission can be evaluated across multiple markets.
RQB can operate independently or connect with Selectsys platforms across the insurance lifecycle.
Use RQB independently or connect it with SelectRate and other Selectsys platforms as your operation requires.