Expert Insured: The Scalable AMS Built for MGAs, Wholesalers, and Carriers
Most MGAs, wholesalers, and smaller carriers still rely on outdated agency management systems (AMS) built for retail agencies-not for program underwriting and delegated authority models. These legacy tools fall short in:
- Underwriting automation
- Multi-carrier quoting and policy management
- Real-time producer access
- Integrated accounting and submissions tracking
And when these gaps surface, operations slow down, data gets lost, and underwriting decisions lag.
Introducing Expert Insured: Built for the MGA and Carrier Model
Expert Insured is a purpose-built agency management platform designed by Selectsys specifically for MGAs, wholesalers, program administrators, and smaller non-admitted carriers.
It combines underwriting workflow automation, submission intake, policy lifecycle tracking, and accounting into one seamless tool-with no Citrix or legacy VPN required.
Core Modules:
- Submission intake & triage
- Quoting, endorsements, and renewals
- Policy binding & issuance
- Integrated document management
- Accounting: invoicing, payables, commissions
- Producer portal access & management
- Integrated XL Rating Engine for Rapid Program Launches
- Quick Quote Tool for Underwriters and Agencies
What Makes Expert Insured Different
1. Built by Underwriters, Not Just Developers
The platform was designed in collaboration with MGA and carrier clients-not retrofitted from retail agency logic.
2. Fast, Secure Access (No Citrix Required)
EI runs fully online on Azure with IP whitelisting, 2FA, and SOC 3 compliance.
3. Deep Customization Without Rebuilding Core Code
Each MGA or carrier can customize workflows, fields, and user roles-while maintaining platform stability.
4. Accounting + Policy in One System
No need to juggle QuickBooks, spreadsheets, and AMS exports. EI includes integrated accounting workflows.
5. Built-in Carrier/API Integrations
EI integrates with carrier portals and Selectsys RQB to push/pull submission and quote data across the ecosystem.
6. XL Rating + Quick Quote Access
Expert Insured includes an embedded XL rating engine, allowing you to configure rates once and launch new programs in days, not months. Both internal underwriters and appointed agencies can hit the same rating logic-giving your team and your distribution partners real-time quoting through a unified engine.
Test Case: Scaling from 4 to 20 Underwriters in One Year
Client: California-based MGA focused on Commercial Auto and General Liability
Problem: They were using a retail-focused AMS and Excel to manage underwriting and submissions. Growth hit a wall at 4 underwriters.
Solution: Migrated to Expert Insured, trained staff, and configured workflows.
Result:
- 5x faster quoting
- Submission-to-bind time reduced by 40%
- Full accounting and commissions now handled within EI
- Scaled to 20 underwriters without adding operations headcount
Frequently Asked Questions (FAQs)
How long does it take to implement Expert Insured?
4-6 weeks for full configuration, training, and go-live.
Can Expert Insured integrate with my existing accounting system?
Yes-but most clients switch to EI’s built-in accounting for full sync.
Is Expert Insured cloud-based?
Yes. It’s hosted on Microsoft Azure with MFA, IP controls, and zero Citrix/VPN.
Do producers and carriers have portal access?
Yes. Appointed brokers and carrier partners can access what’s relevant to them for submissions, policy status, and reporting.
Can EI support multiple carriers and custom programs?
Yes. It’s designed for MGAs and carriers with multi-carrier, specialty, and delegated authority programs.
How does the XL rating engine help with new program launches?
Rates and underwriting rules are configured once in XL. You can launch programs with aligned quoting workflows across underwriters and external agencies in days.
See how Selectsys technology transforms MGA and carrier operations:
- Explore the Expert Insured AMS
- Discover how our AI OCR streamlines submission intake
- Offload admin work with Selectsys BPO
