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Selectsys
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SelectRateISO Rating PlatformExplore SelectRate →
CoverPayInsurance Payments, Simplified.Explore CoverPay →
The platform

One Insurance Platform to Connect, Rate, Bind, Manage, Account, and Collect

Selectsys powers MGAs, wholesalers and carriers with connected insurance technology spanning distribution and connectivity, ISO rating, underwriting, policy administration, premium accounting, payments, operational execution and AI automation. Use each platform independently or connect them across the insurance lifecycle.

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ONETRANSACTIONCONNECTSelectConnectDistribution & ConnectivityRATE, QUOTE & BINDRQBWithin SelectConnectRATESelectRateISO Rating Platform · standaloneMANAGEExpert InsuredPolicy AdministrationACCOUNTPremium AccountingInsurance AccountingCOLLECTCoverPayInsurance PaymentsEXECUTEInsurance BPOOperational Execution
SelectConnectDistribution & connectivityCONNECTRQBWithin SelectConnectRATE, QUOTE & BINDSelectRateISO rating, standaloneRATEExpert InsuredPolicy administrationMANAGEPremium AccountingInsurance accountingACCOUNTCoverPayInsurance paymentsCOLLECTInsurance BPOOperational executionEXECUTE

What Powers the Selectsys Platform

Selectsys provides purpose-built insurance platforms that work independently or connect across the insurance lifecycle. Use any of these on their own, or connect them as required. None of them depends on the others, and no program needs all of them.

Connect · the connectivity layer

SelectConnect

Distribution & Connectivity

Enter the submission once and connect it outward: RQB rate, quote and bind workflows, carrier APIs, SelectRate and bureau rating, proprietary raters, data and prefill, appetite and eligibility, the Underwriter Workbench, and AMS and policy systems.

Explore SelectConnect →Rate, quote & bind · within SelectConnect

RQB

Rate, Quote & Bind

The established Selectsys quoting and binding workflow: multi-carrier, multi-LOB, with rules, referral routing and authority controls across commercial and personal lines.

Explore RQB →Rate · standalone platform

SelectRate

ISO Rating Platform

Configurable ISO rating for commercial insurance programs. Manage carrier pricing, program rules, deviations, effective dates and updates on current ISO content.

Explore SelectRate →Manage

Expert Insured

Policy Administration

Full-stack agency management system with CRM, policy lifecycle management, document control, bordereaux processing, and operational oversight for MGAs and carriers.

Explore Expert Insured →Account

Premium Accounting

Insurance Accounting

Insurance-specific premium accounting supporting agency bill, direct bill, installment tracking, allocations, trust accounting, and reconciliation.

Explore Premium Accounting →Collect

CoverPay

Insurance Payments

Premium collection by Card and ACH, payment requests to the agent or the insured, retry automation, reconciliation support and installment billing, built specifically for insurance operations.

Explore CoverPay →Execute

Insurance BPO

Operational Execution

Experienced insurance teams executing inside your workflows across submissions, underwriting support, policy servicing, endorsements, renewals, accounting and back office.

Explore Insurance BPO →
Running across all of itAI submission automation · OCR, extraction and triageAI Assist · underwriting and operational assistance

Built to Work Where Insurance Happens

Most insurance operations rely on disconnected vendors, inboxes, and patchwork automation. Quoting gets delayed. Renewals fall through. Back-office servicing struggles to scale.

AIacross intake, triage and underwritingSelectConnectOne submission, connected outCONNECTRQBRules, referrals, authorityQUOTE & BINDConnected rating sourcesSelectRateCarrier APIsAAIS and proprietaryExpert InsuredPolicy lifecycle and servicingMANAGEPremium AccountingAgency bill, direct bill, trustACCOUNTCoverPayCollection, Card and ACHCOLLECTInsurance BPOTeams executing inside these workflowsEXECUTE
One transaction across the lifecycle. Rating sources connect where the program needs them, AI automates intake and assists underwriting, and Insurance BPO executes the work that still needs an insurance professional.
AIautomation across workflowsIntake, OCR, extraction and triage. Underwriting and operational assistance.CONNECTSelectConnectOne submission, connectedQUOTE & BINDRQBRules, referrals, authorityMANAGEExpert InsuredPolicy lifecycle, servicingACCOUNTPremium AccountingAgency bill and direct billCOLLECTCoverPayCollection, Card and ACHConnected rating sourcesSelectRateISO rating, standaloneCarrier APIsDirect carrier connectivityAAIS and proprietary ratingProgram and external ratersA program uses the sources it needs, or none of them.SelectRate is a standalone platform, not a component of SelectConnect.EXECUTEInsurance BPOExperienced insurance teams executing inside these workflows.
One transaction across the lifecycle. Rating sources connect where the program needs them, AI automates intake and assists underwriting, and Insurance BPO executes the work that still needs an insurance professional.

We built connected insurance technology designed specifically for MGAs, wholesalers and carriers. SelectConnect carries one submission out to the systems the transaction needs, RQB handles rate, quote and bind inside it, SelectRate handles configurable ISO rating, Expert Insured manages the policy lifecycle, and our automation and BPO capabilities support operational execution.

Premium collection and reconciliation are powered through our insurance native payment infrastructure, CoverPay. Payment requests go by Card and ACH to the agent, who can pay directly or pass the request to the insured, and the layer handles retry automation, additional charges and refund requests, and installment schedules where a program uses them.

No rip-and-replace. Each platform can run on its own. Connect the ones a program needs and leave the rest, including the AMS, rater and carrier connections you already have.

Four ways an operation might deploy Selectsys

Examples only. Every Selectsys platform deploys independently, or connects in the combination your operation requires. Start with what you need. Connect what you want.

ON ITS OWNdeploys aloneEXAMPLE DEPLOYMENTSexamples only, not packagesSelectsys platforms deploy independently or connect in the combination your operation requires.Rating onits ownSelectRate as astandalone ISO ratingplatform.Quote and bind,your own AMSSelectConnect and RQBreturning boundbusiness to your ownAMS.Executionsupport onlyInsurance teamsworking inside yourexisting systems.Connectedend to endThe complete connectedSelectsys ecosystem.SelectConnectDistribution & ConnectivityRQBRate, Quote & Bindwithin SelectConnectSelectRateISO Rating PlatformExpert InsuredPolicy AdministrationPremium AccountingInsurance AccountingCoverPayInsurance PaymentsInsurance BPOOperational ExecutionStart with what you need. Connect what you want.in this exampleas the program requiresnot used in this example
SelectRate, Expert Insured, Premium Accounting and CoverPay each run on their own. Insurance BPO works inside the systems you already have. SelectConnect and RQB connect into your existing environment without requiring any of the others, and the rating source in any program can be carrier APIs, SelectRate, AAIS or proprietary rating. Connected end to end is one possible configuration, not a prerequisite.
On its own

Every platform deploys without the others

SelectRate runs standalone as the ISO rating platform. Expert Insured runs independently as policy administration, Premium Accounting as insurance accounting and CoverPay for payment collection. Insurance BPO works inside your existing systems. SelectConnect and RQB connect into your environment without requiring any of them.
  • SelectConnect
  • RQB
  • SelectRate
  • Expert Insured
  • Premium Accounting
  • CoverPay
  • Insurance BPO
Example 01

Rating on its own

SelectRate as a standalone ISO rating platform.
  • SelectRate
Example 02

Quote and bind, your own AMS

Bound business returns to the system of record you already run.
  • SelectConnect
  • RQB
  • SelectRate
SelectRate as the program requires. The rating source can be carrier APIs, SelectRate, AAIS or proprietary rating.
Example 03

Execution support only

Insurance teams working inside your existing systems.
  • Insurance BPO
Example 04

Connected end to end

The complete connected Selectsys ecosystem. One possible configuration, not a prerequisite for using any single platform.
  • SelectConnect
  • RQB
  • SelectRate
  • Expert Insured
  • Premium Accounting
  • CoverPay
  • Insurance BPO
SelectConnect

Connected Insurance Workflow

A submission enters once. SelectConnect carries it to the systems the transaction needs, inside Selectsys or outside it, and returns a decision you can act on.

Those systems are the ones a program actually uses: RQB for rate, quote and bind, SelectRate and bureau rating, carrier APIs, proprietary and third-party rating, data and prefill, appetite and eligibility, underwriting workflows, and AMS and policy systems. Bound business continues into Premium Accounting and CoverPay, or into the systems you already run.

Selectsys Platform→SelectConnect Distribution & Connectivity→RQB Rate, Quote & Bind

SelectRate is a standalone ISO rating platform, not a component of SelectConnect.

See how it connects →
ENTRYOne submissionSelectConnectCONNECTIVITYRQBRate, Quote & BindRouting, rules and onesubmission record.SelectRate & bureauratingCarrier APIsData, appetite &underwritingAMS & policy systemsQuoteBindIssuereturned
ENTRYOne submissionentered onceSelectConnectDISTRIBUTION & CONNECTIVITYRQBWITHIN SELECTCONNECTConnects out to the systems the program usesSelectRateSTANDALONECarrier APIsRating sourcesData & prefillAppetite & rulesUnderwriting & AMSRETURNEDQuoteBindIssue
Insurance BPO

Operational Execution

Technology alone does not execute every insurance workflow. Selectsys runs a major Insurance BPO operation: experienced insurance teams working inside your systems, to your service levels, across submissions, underwriting support, policy servicing, endorsements, renewals, accounting and back office.

Insurance BPO and AI are separate capabilities. AI automates intake, extraction and triage. Insurance BPO executes the work that still needs an insurance professional.

Explore Insurance BPO →Talk to Our Operations Team

Where execution sits

  • MGAs: delegated authority execution
  • Carriers: support without transferring underwriting authority
  • Wholesalers: multi-carrier placement support

Connected Across the Insurance Lifecycle

Each Selectsys platform can operate independently or connect with the others across the insurance lifecycle.

SelectConnectDistribution & ConnectivityConnects submissions across carrier APIs, rating sources, data, underwriting workflows and policy systems.Within SelectConnectRQBRate, Quote & BindThe established quote-and-bind workflow within SelectConnect.
SelectRateISO Rating PlatformStandalone configurable ISO rating platform.Expert InsuredPolicy AdministrationPolicy lifecycle management: issuance, endorsements, renewals and servicing.Premium AccountingInsurance AccountingInsurance-native accounting for agency bill, direct bill, trust, reconciliation and bordereaux.CoverPayInsurance PaymentsPremium collection by Card and ACH, payment tracking and reconciliation support.Insurance BPOOperational ExecutionInsurance operations teams executing submissions, underwriting support, servicing and accounting inside your systems.
AI · Automation Across WorkflowsOCR, submission triage and underwriting assistance running across the workflows above. AI submission automation and AI Assist.

Use the platform you need today and connect additional capabilities as your operation grows. The operating model page shows where each step is automated, assisted and executed.

Want to See the Platform in Action?

See how SelectConnect, RQB, SelectRate, Expert Insured, Premium Accounting, CoverPay, Insurance BPO and AI automation can work independently or connect across your insurance operation.

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