The Real Cost of Manual Rating and Quoting in 2025

Every minute your team spends manually quoting is a minute lost to your competition. Whether you’re an MGA, wholesaler, or carrier, manual quoting isn’t just inefficient-it’s expensive. Here’s why sticking with spreadsheets, carrier portals, and email-based rating is hurting your business more than you think.

1. Manual Rating Is a Time Sink

Now multiply that by 50 submissions a day.

 2. You’re Burning Payroll and Opportunity

Quoting teams often waste 3-4 hours per day on repetition, not risk analysis.

And while your team is stuck inputting data, your competition is:

• Quoting faster
• Responding first
• Binding the deal

3. Manual Quoting = Manual Mistakes

Even the best team fat-fingers a ZIP code or miskeys a class code.
That one small error could:

• Tank your quote accuracy
• Cause rework
• Trigger compliance red flags

With RQB + Selectsys, rating is accurate, consistent, and auditable.

4. Carrier Appetite Is Always Changing. Are You?

Manual quoting often misses:

• Carrier eligibility shifts
• Appetite filter changes
• API updates

RQB updates daily. You quote with real-time data, not outdated PDFs or tribal knowledge.

Real-World Impact: Before vs After RQB + Selectsys

Manual quoting is costing you more than you think.

Let Selectsys + RQB automate the busy work so your team can underwrite, sell, and win.

Try a quoting pilot today.

Request Demo →

FAQ

Can RQB work with our AMS or CRM?

Yes. RQB integrates with AMS360, Applied Epic, Salesforce, and most rating engines via API.

What LOBs do you support for quoting?

WC, GL, Property, Auto, Inland Marine, BOP, Cyber, and more.

Do I need a tech team to implement RQB?

No. We handle setup, mapping, and onboarding. You just pick the workflows.