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Expert Insured vs Sagitta: Built for MGAs, Wholesalers, and Carriers

Expert Insured unifies commercial program quoting and policy administration for MGAs, wholesalers, and carriers. Sagitta is oriented to retail agency operations.

Expert Insured is a unified, cloud hosted AMS for MGAs, wholesalers, and carriers with commercial program quoting and full policy lifecycle in one system.

Sagitta is an enterprise agency management system used by large retail brokers. MGA and carrier program workflows often rely on added tools and custom processes.

Platform Level Comparison

PlatformExpert InsuredSagitta
Primary AudienceMGAs, wholesalers, carriers, program administratorsLarge retail brokers and enterprise agencies
DeploymentCloud hosted on Azure with MFA and optional IP controlsHosted or on premise depending on setup and services
QuotingCommercial and MGA program quoting with integrated handoff to policy recordsQuoting handled through connected tools and services. Scope varies by implementation
Policy AdministrationIssuance, endorsements, audits, and renewals in one database for program businessPolicy processes supported. Complex program needs may require configuration and external components
Billing and AccountingPremium billing, installments, producer splits, remittance tracking, and bordereaux supportBilling and accounting options available through modules and services. Details depend on setup
Carrier Downloads and Data HandlingRule based matching and reconciliation for program businessDownload handling available. Matching steps vary by workflow and tools
Document ManagementCentral repository with search and tagging at account and policy levelsDocument handling capabilities available. Approach varies by version and connectors
Automation and WorkflowConfigurable workflows and rules for submissions, endorsements, renewals, and tasksAutomation supported through features and services. Depth varies by configuration
Reporting and AnalyticsBuilt in dashboards and exportable operational metrics for MGA and carrier programsReporting available through built in and external tools. Content varies by edition and services
Integrations and APIsOpen APIs for rating, carrier portals, CRM, finance systems, and data exchangeIntegrations available through product ecosystem and partners. Coverage varies by environment
Security and Access ControlRole based permissions, MFA options, audit trails, and program level partitioningRole based permissions. Options depend on version and hosting model
UX and NavigationWeb UI aligned to MGA, wholesaler, and carrier workflows with program structuresInterface oriented to enterprise agency servicing and legacy processes
Setup TimeTypical pilot in about one to two weeks depending on scopeImplementation timelines vary and may span multiple months based on scope

Platform Notes

Sagitta: Enterprise agency system with mature controls and large scale deployments. Strong for retail brokerage operations. For MGA and carrier program workflows many teams add rating, workflow, and reporting components to meet requirements.

Expert Insured: Purpose built AMS for MGAs, wholesalers, and carriers. Combines commercial program quoting, policy administration, billing, renewals, reporting, and integrations in one cloud hosted system.

Why MGAs, Wholesalers, and Carriers Choose Expert Insured

  • Single system for commercial program quoting and full policy lifecycle
  • Program centric data model and reporting
  • Configurable rules and workflows without heavy services
  • Open integrations to portals, carriers, CRM, and finance
  • Cloud architecture designed for scale and remote access

We operate on a single loop, the Selectsys Value Flywheel, that connects people, process, and platform.

FAQs

Closing Summary
Expert Insured consolidates commercial program quoting and policy administration for MGAs, wholesalers, and carriers into one platform. Sagitta serves enterprise agency operations and may require additional tools to support MGA and carrier program workflows.

Disclaimer
All trademarks, product names, and company names are the property of their respective owners. Comparisons are based on publicly available information and typical configurations. Actual features and timelines vary by version, region, and implementation.

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