We are a part of
Launching an MGA or new program? Get our Starter Package - RQB + Expert Insured + BPO Pods.
Choosing the right Agency Management System (AMS) is one of the most important decisions for any MGA, carrier, or wholesaler building a modern insurance operation.
Different systems solve different problems. Some are built for retail agencies, others for large carriers, and a few for MGAs who need to manage delegated authority and carrier partnerships.
This comparison hub helps you evaluate your options and see how each platform performs in key areas such as quoting, policy management, integrations, and operations.
Use this guide to narrow your shortlist and find the system that fits your goals for Quote → Issue → Service.
Most “agency systems” focus only on front-office tasks like contact management or accounting. MGAs and delegated carriers need more. They need technology that connects the entire lifecycle from submission intake and rating to issuance, renewals, and servicing.
This page gives you an objective view of how Expert Insured (by Selectsys) compares with other AMS and PAS platforms in the market.
When comparing AMS platforms, focus on these categories:
| Category | What to Look For |
|---|---|
| Speed to Market | Time to launch a new program or carrier connection |
| Multi-Carrier Rating | Ability to quote across carriers without rekeying |
| Policy Lifecycle | Endorsements, renewals, cancellations, and audit tracking |
| Delegated Authority Features | Bordereaux, compliance, and carrier reporting |
| Operational Integration | Ability to connect directly with servicing or BPO teams |
| Scalability | Ease of adding new lines, carriers, and products |
| User Experience | Simplicity for underwriters, brokers, and back-office teams |
| Data & Analytics | Real-time insights into SLAs, hit ratios, and policy quality |
| Platform | Core Audience | Time to Launch | Strengths | Considerations | Best Fit |
|---|---|---|---|---|---|
| Expert Insured (Selectsys) | MGAs, Carriers, Wholesalers | Weeks | Unified Quote → Issue → Service workflow with built-in operations support | Smaller global footprint than legacy vendors | MGAs or delegated carriers who value speed and integration |
| BindHQ | MGAs, Wholesalers | Weeks | Cloud-native, fast setup, strong UI | Limited deep carrier integrations | Smaller MGAs and new programs |
| Vertafore AIM / AMS360 | Agencies, Legacy MGAs | Months | Established vendor, large user base | Complex setup, limited automation | Agencies expanding into MGA models |
| Guidewire Cloud | Carriers, Large MGAs | Long | Enterprise-level scalability and flexibility | Long implementation, high cost | Large carriers and enterprise MGAs |
| Insurity | MGAs, Carriers | Medium | Strong analytics and compliance | Longer onboarding and higher customization cost | MGAs backed by carriers or TPAs |
| Genasys | MGAs, Carriers | Medium | Modern API-based design | Newer to US market | Mid-size MGAs and brokers launching tech-forward programs |
BindHQ: Broker oriented CRM built to manage pipelines, activities, and relationships. For MGA or carrier program operations it depends on external systems for quoting, policy administration, endorsements, billing, and certificates.
Expert Insured: Purpose built AMS for MGAs, wholesalers, and carriers. Unifies commercial quoting through RQB with full policy lifecycle, billing, reporting, and open integrations in one cloud hosted system.
Below are detailed one-on-one comparisons to help you evaluate features, cost structure, scalability, and fit. Each link opens a full-page breakdown with feature grids, advantages, and decision points.
You can also explore our Buyer’s Guide for MGAs to learn what makes a system purpose-built for your model.
Expert Insured combines three critical layers of the modern insurance stack:
Together, these components form one connected platform that helps MGAs and carriers move from quote to issued policy in a single loop.
Learn more about Expert Insured or Start a Pilot to see how it performs in a live environment.
No two MGAs or delegated carriers have identical needs, but they all need a connected foundation that supports speed, accuracy, and growth.
Use this comparison hub to understand your options, learn what matters most, and choose a partner that can scale with you.
When you compare AMS platforms built for MGAs, the real question isn’t just who has the most features — it’s who supports your entire operating model end to end. Most systems stop at policy administration or data storage. Selectsys moves far beyond that by tying together quoting, underwriting, automation, and back-office execution so MGAs can operate as one continuous machine instead of juggling disconnected tools. If you want to understand what that looks like in practice, the broader Selectsys ecosystem is worth exploring.
Start with RQB, our multi-carrier, multi-LOB rating and quoting engine. It gives MGAs faster intake, more accurate pricing, and cleaner submissions before they ever reach underwriting. From there, Expert Insured shows how policy administration, endorsements, forms handling, renewals, and reporting work inside a purpose-built AMS designed specifically for MGAs rather than retail agencies.
For teams dealing with high submission volume, AI OCR & Submission Automation converts emails, supplemental documents, broker packets, and intake files into structured, usable data without manual retyping. And when underwriters need help moving faster without sacrificing judgment, AI Assist provides guidance, rule execution, and decision notes that write directly into the policy record.
To see how these pieces operate together, the Value Flywheel explains the integrated operating model: quoting through RQB, policy lifecycle through Expert Insured, automation through AI OCR and AI Assist, and execution through BPO teams — all reinforcing each other to speed cycle times and reduce friction across the entire workflow.
MGAs who want a more gradual starting point can look at the Starter program, which offers a lighter entry into the platform while still leaving room to expand into the full stack when needed.
Operational consistency also matters, and that’s where the solutions layer fits in. Insurance BPO provides trained back-office teams for daily processing, while AI BPO blends automation with human oversight for faster turnaround. MGAs looking to hand off policy servicing can use Insurance BPO Operations, while groups needing licensing or distribution help rely on General Agent Outsourcing. Agencies transitioning from legacy systems often lean on AMS360 Outsourcing or Applied Epic Outsourcing to remove data-entry bottlenecks.
Common workload areas like certificates, binder updates, and proof-of-coverage are handled through COI Processing Support. Renewals move efficiently with Policy Renewal Support, and mid-term adjustments are covered under Endorsement Processing BPO. Carriers and MGAs needing ongoing data accuracy use Download & Reconciliation Support to keep systems in sync. For teams receiving large volumes of inbound submissions, Submission Intake & Triage ensures every opportunity is captured and classified correctly.
Claims functions can be supported through Claims FNOL Assistance, operational efficiency can be extended with AI-Powered Back Office, and retail agents working under MGA programs rely on Retail Agency Support. More advanced MGA operations benefit from Underwriting Support Outsourcing, Policy Administration BPO, and Claims Processing Outsourcing, while anyone needing general back-office reinforcement can use Back Office Support.
If you’re evaluating AMS options, these are the layers that show how Selectsys delivers far more than software — it delivers a complete operating model that grows with your program, your underwriting rules, and your submission volume.