Expert Insured (Selectsys) vs MGA Systems | AMS for MGAs, Wholesalers, and Carriers

Expert Insured is a cloud hosted AMS for MGAs, wholesalers, and carriers with commercial program quoting through RQB and full policy lifecycle in one system.

MGA Systems is a legacy desktop oriented platform. Complex program workflows and integrations often require additional tools and longer setups.

See our definition of an agency management system for MGAs, carriers, and wholesalers.

Platform Level Comparison

Platform	Expert Insured	MGA Systems
Platform Type	Web-based SaaS with no local install	Desktop-oriented with local installs or hosted desktop models
Implementation Time	Typical pilot in about one to two weeks	Weeks to months depending on environment and services
User Experience	Modern web UI with role-based navigation and program structures	Legacy interface with limited flexibility for modern flows
Quoting	Integrated commercial quoting via RQB with bind handoff to policy records	Quoting capability varies and often relies on external raters
Policy Administration	Issuance, endorsements, audits, cancellations, reinstatements, and renewals in one database	Policy processes supported; complex program needs may require configuration and external components
Billing and Accounting	Premium billing, installments, producer splits, remittance tracking, and bordereaux exports	Basic accounting available; external exports and custom processes are common
Carrier Downloads and Data Handling	Rule-based matching and reconciliation for program business	Download handling available; matching steps and outcomes vary by workflow
Document Management	Central repository with search and tagging at account and policy levels	Document handling capabilities exist; approach differs by version and connectors
Automation and Intake	OCR and AI-assisted intake, submission classification, routing, and task creation with audit trail	Limited native automation; often depends on add-ons or manual steps
Integrations and APIs	Open APIs for carrier portals, rating, CRM, finance, and data exchange	Integration options are more limited and may require middleware or services
Reporting and Analytics	Built-in dashboards and exportable operational metrics for MGA and carrier programs	Reporting available; depth and refresh cadence vary by edition and setup
Security and Hosting	Cloud hosted on Azure, role-based permissions, MFA options, audit logs	On-premise or hosted desktop; security features vary by environment
Scalability and Remote Access	Scales horizontally with browser access for distributed teams	Remote access generally depends on VPN or virtual desktop models

Platform Notes

MGA Systems: Established platform with long tenure in MGA workflows. Desktop oriented design and integration patterns can extend implementation and change cycles. Teams commonly add external rating, workflow, and reporting components for program operations.

Expert Insured: Purpose built AMS for MGAs, wholesalers, and carriers. Unifies commercial quoting through RQB with full policy lifecycle, billing, reporting, and open integrations in one cloud hosted system.

Why MGAs, Wholesalers, and Carriers Choose Expert Insured

Single platform for submissions, quoting, bind handoff, issuance, endorsements, renewals, and billing
Program centric data model and dashboards
Open APIs for carriers, portals, CRM, finance, and data exchange
Modern web UI and short pilot timelines
Cloud architecture designed for scale and remote access

We operate on a single loop, the Selectsys Value Flywheel, that connects people, process, and platform.

FAQs

Who is Expert Insured built for?

Expert Insured is built for MGAs, wholesalers, and carriers. It is not positioned as a retail agency system.

Does Expert Insured include commercial quoting?

Yes. RQB provides commercial program quoting with bind handoff to create policy records.

Can we migrate from MGA Systems to Expert Insured?

Yes. Data migration and parallel run approaches are supported depending on scope and data quality.

How long does deployment typically take?

Most pilots start in about one to two weeks, followed by phased rollout as needed.

Is Expert Insured cloud hosted?

Yes. Expert Insured is delivered as a cloud hosted application with role based access and audit logging.

Closing Summary
Expert Insured consolidates the MGA and carrier program lifecycle in one web based platform with integrated quoting, policy administration, billing, reporting, and open APIs. MGA Systems supports many agency functions but often requires additional tools and longer change cycles for modern program operations.

Disclaimer
All trademarks, product names, and company names are the property of their respective owners. Comparisons are based on publicly available information and typical configurations. Actual features and timelines vary by version, region, and implementation.