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Now live: P&C insurance accounting for MGAs and wholesalers, plus AAIS commercial lines platforms.
Run commercial programs with one platform for submissions, quoting, issuance, endorsements, renewals, billing, and reporting.
Expert Insured is a cloud hosted AMS for MGAs, wholesalers, and carriers with commercial program quoting through RQB and full policy lifecycle in one system.
MGA Systems is a legacy desktop oriented platform. Complex program workflows and integrations often require additional tools and longer setups.
See our definition of an agency management system for MGAs, carriers, and wholesalers.
| Platform | Expert Insured | MGA Systems |
|---|---|---|
| Platform Type | Web-based SaaS with no local install | Desktop-oriented with local installs or hosted desktop models |
| Implementation Time | Typical pilot in about one to two weeks | Weeks to months depending on environment and services |
| User Experience | Modern web UI with role-based navigation and program structures | Legacy interface with limited flexibility for modern flows |
| Quoting | Integrated commercial quoting via RQB with bind handoff to policy records | Quoting capability varies and often relies on external raters |
| Policy Administration | Issuance, endorsements, audits, cancellations, reinstatements, and renewals in one database | Policy processes supported; complex program needs may require configuration and external components |
| Billing and Accounting | Premium billing, installments, producer splits, remittance tracking, and bordereaux exports | Basic accounting available; external exports and custom processes are common |
| Carrier Downloads and Data Handling | Rule-based matching and reconciliation for program business | Download handling available; matching steps and outcomes vary by workflow |
| Document Management | Central repository with search and tagging at account and policy levels | Document handling capabilities exist; approach differs by version and connectors |
| Automation and Intake | OCR and AI-assisted intake, submission classification, routing, and task creation with audit trail | Limited native automation; often depends on add-ons or manual steps |
| Integrations and APIs | Open APIs for carrier portals, rating, CRM, finance, and data exchange | Integration options are more limited and may require middleware or services |
| Reporting and Analytics | Built-in dashboards and exportable operational metrics for MGA and carrier programs | Reporting available; depth and refresh cadence vary by edition and setup |
| Security and Hosting | Cloud hosted on Azure, role-based permissions, MFA options, audit logs | On-premise or hosted desktop; security features vary by environment |
| Scalability and Remote Access | Scales horizontally with browser access for distributed teams | Remote access generally depends on VPN or virtual desktop models |
MGA Systems: Established platform with long tenure in MGA workflows. Desktop oriented design and integration patterns can extend implementation and change cycles. Teams commonly add external rating, workflow, and reporting components for program operations.
Expert Insured: Purpose built AMS for MGAs, wholesalers, and carriers. Unifies commercial quoting through RQB with full policy lifecycle, billing, reporting, and open integrations in one cloud hosted system.
We operate on a single loop, the Selectsys Value Flywheel, that connects people, process, and platform.
Closing Summary
Expert Insured consolidates the MGA and carrier program lifecycle in one web based platform with integrated quoting, policy administration, billing, reporting, and open APIs. MGA Systems supports many agency functions but often requires additional tools and longer change cycles for modern program operations.
Disclaimer
All trademarks, product names, and company names are the property of their respective owners. Comparisons are based on publicly available information and typical configurations. Actual features and timelines vary by version, region, and implementation.
If you are evaluating MGA systems and want to see how Selectsys delivers a combined technology-and-operations model, the pages below explain how quoting, policy administration, automation, and BPO support work together as a unified alternative.
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