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Both Expert Insured and Insurity offer platforms that help insurers and MGAs modernize policy administration and improve data accuracy.
Insurity has deep roots in enterprise policy systems for carriers, while Expert Insured focuses on MGAs, delegated carriers, and wholesale programs that need faster deployment and flexible scaling.
This comparison breaks down their differences in technology, implementation, analytics, and operational fit.
| Feature | Expert Insured (Selectsys) | Insurity |
|---|---|---|
| Core Focus | MGAs, delegated carriers, wholesalers | Carriers and large insurers |
| Deployment | Cloud-native on Azure | Cloud-hosted or on-premise (varies by product line) |
| Implementation Time | Weeks | Months to a year |
| Best For | MGAs, program administrators, and mid-market carriers | Large carriers managing multiple product lines |
| Integration Model | API-first with RQB and BPO integration | Modular, customizable, partner-driven |
| Operations Layer | Built-in through Selectsys BPO Pods | None (requires separate operations support) |
Expert Insured: was created for organizations that handle delegated authority, bordereaux reporting, and multi-carrier programs.
It connects quoting, policy issuance, and servicing under one environment, removing the need for multiple disjointed systems.
Insurity: delivers robust policy administration, billing, and analytics modules that are highly configurable but typically require longer setup and integration work.
It is ideal for enterprise carriers managing diverse books of business.
Verdict: Expert Insured is streamlined for MGAs and delegated programs, while Insurity caters to large insurers with complex portfolios.
Expert Insured prioritizes speed. The platform’s Starter Package combines RQB (for quoting), EI (for policy and forms), and BPO Pods (for operations), allowing MGAs to go live within weeks. Adjustments and carrier onboarding can occur incrementally.
Insurity implementations are longer because of customization, data migration, and integration across multiple carrier systems. While its configurability is strong, the setup is heavier for smaller teams or single-program MGAs.
Verdict: Expert Insured deploys faster and is easier to maintain for program launches and delegated authority workflows.
Expert Insured integrates directly with RQB (Rate • Quote • Bind), enabling MGAs to build and adjust rating logic through simple configuration. It supports multi-carrier quoting, appetite rules, and automatic bind-pack generation.
Insurity offers powerful rating engines but is typically implemented by carriers with dedicated technical teams. MGAs or smaller carriers may find the configuration process resource-intensive.
Verdict: Expert Insured provides faster and more accessible quoting control for MGAs and mid-size carriers.
Expert Insured manages the complete policy lifecycle: issuance, endorsements, renewals, cancellations, and accounting. It includes an automated Forms Engine that generates policy and endorsement documents while maintaining an audit trail for compliance.
Insurity provides comprehensive policy management as well, with strong billing and claims modules. However, its enterprise scale may be more than most MGAs require and demands a larger team to manage updates.
Verdict: Both are capable, but Expert Insured offers a better balance of automation and simplicity for delegated programs.
Expert Insured includes embedded dashboards that track quoting speed, hit ratios, SLA compliance, and Policy Quality Index (PQI). This gives MGAs and carriers visibility into every stage of their workflow.
Insurity offers advanced analytics and predictive modeling for carriers through its data products. These tools are powerful but depend on specialized setup and data science resources.
Verdict: Expert Insured provides ready-to-use analytics, while Insurity offers deeper enterprise analytics that require longer configuration.
Expert Insured extends its technology with Selectsys BPO Pods, providing trained insurance teams that manage submissions, renewals, audits, COIs, and FNOL. This helps MGAs scale operations immediately after launch.
Insurity focuses strictly on technology and does not include an operations component. Clients must handle staffing and service management separately.
Verdict: Expert Insured combines technology and manpower to deliver faster scalability.
Expert Insured runs on Microsoft Azure with SOC compliance, encryption, and audit-ready access controls. It meets regulatory standards for MGAs and carriers managing delegated programs.
Insurity offers secure infrastructure as well, though compliance levels vary across product lines and hosting models.
Verdict: Both platforms are secure, but Expert Insured offers a consistent compliance framework with faster audit readiness.
Choose Expert Insured if you:
Choose Insurity if you:
Both platforms improve policy management and operational transparency, but they serve different audiences.
For most program administrators, Expert Insured offers the right balance of technology, automation, and operational support.
When comparing Expert Insured to Insurity, the contrast often lies in focus: Insurity is architected for carriers with large actuarial and regulatory demands, while Expert Insured is designed specifically for MGAs, program administrators, and underwriting organizations that need agility, speed, and cleaner operational flow. Once you’ve reviewed the feature-by-feature comparison, the biggest difference becomes easier to see when you look at the broader ecosystem around Expert Insured — because Selectsys isn’t just software, it’s a complete operating model.
Start by exploring RQB, which lets MGAs rate and quote across multiple carriers and program structures without long dev cycles. It’s built for rapid change, underwriting flexibility, and program-specific rules — a sharp contrast to carrier-oriented platforms that require heavy configuration. From there, Expert Insured handles policy lifecycle execution with underwriting workflows, endorsements, forms generation, compliance tracking, and renewals tailored for MGA operations rather than carrier processing environments.
If incoming submissions arrive in different formats, AI OCR & Submission Automation eliminates manual re-keying by transforming emails, attachments, and intake files into clean, structured data for underwriters. And when your underwriting team wants faster decisioning support, AI Assist provides real-time guidance, rule execution, appetite checks, and decision notes that write directly into the policy file.
To understand how these layers connect, the Value Flywheel illustrates the full Selectsys operating model. RQB drives fast quoting, Expert Insured manages policy lifecycle, automation removes bottlenecks, and dedicated BPO teams ensure execution at scale. The more volume you run through the system, the stronger and more efficient the entire flywheel becomes.
If you prefer a phased rollout, the Starter program gives you a smaller footprint to begin with, while still keeping you on the same architecture as the full platform.
Operational depth comes from the solutions layer. Insurance BPO supports daily policy servicing, and AI BPO merges automation with trained specialists to accelerate turnaround. MGAs seeking full-service operations lean on Insurance BPO Operations, while producer-heavy groups use General Agent Outsourcing to support distribution. Teams transitioning from legacy carrier platforms often use AMS360 Outsourcing or Applied Epic Outsourcing during implementation to stabilize workload.
Key servicing workflows are reinforced through Policy Renewal Support, Endorsement Processing BPO, and COI Processing Support, while system integrity remains strong via Download & Reconciliation Support. High-volume new-business teams benefit from Submission Intake & Triage to capture and qualify incoming opportunities.
Claims operations run smoother with Claims FNOL Assistance, and backend efficiency can be extended using AI-Powered Back Office. Programs working with retail agencies strengthen support through Retail Agency Support, underwriting units expand capacity via Underwriting Support Outsourcing, and large MGAs can scale further using Policy Administration BPO, Claims Processing Outsourcing, and Back Office Support.
If you’re comparing Expert Insured vs. Insurity, the difference isn’t just in how the software works — it’s in how the entire platform and operating model unlock MGA speed, accuracy, and scale without the carrier-level overhead.
To see how Expert Insured simplifies program management for MGAs and carriers.