Now live: P&C insurance accounting for MGAs and wholesalers, plus AAIS commercial lines platforms.
Expert Insured unifies commercial program quoting and policy administration for MGAs, wholesalers, and carriers. AMS360 is optimized for retail agency operations.
Expert Insured is a unified AMS for MGAs, wholesalers, and carriers with commercial program quoting and full policy lifecycle in one system. It is not designed for retail agency workflows.
AMS360 is an agency management system for retail agencies. Capabilities for MGA and carrier use cases depend on additional tools and configurations.
See our definition of an agency management system for MGAs, carriers, and wholesalers.
| Platform | Expert Insured | AMS360 |
|---|---|---|
| Primary audience | MGAs, wholesalers, carriers, program administrators | Retail agencies and personal lines focused agencies |
| Quoting | Commercial and MGA program quoting with integrated handoff to policy records | Commercial quoting often handled via external raters or add ons. Scope varies |
| Policy administration | Issuance, endorsements, audits, and renewals in one database for MGA and carrier programs | Policy processes for complex programs depend on connected tools and custom workflows |
| Billing and accounting | Premium billing, installments, producer splits, remittance tracking, and bordereaux support | Billing approach varies. Many setups rely on external accounting or custom processes |
| Carrier downloads and data handling | Rule based matching and reconciliation for program business | Download handling available. Matching steps and results vary by workflow |
| Document management | Central repository with search and tagging at account and policy level across programs | Document handling differs by version and connected modules |
| Automation and workflow | Configurable workflows and rules for submissions, endorsements, and renewals for MGA and carrier use | Automation available through features and services. Depth varies by implementation |
| Reporting and analytics | Built in dashboards and exportable operational metrics for MGA and carrier programs | Reporting modules available. Content varies by edition and add ons |
| Integrations and APIs | Open APIs for carrier portals, rating, CRM, finance systems, and data exchange | Integrations available through the product ecosystem and partners. Coverage varies |
| Security and access control | Role based permissions, MFA options, audit trails, and program partitioning | Role based permissions with options that vary by deployment and version |
| UX and navigation | Web UI aligned to MGA, wholesaler, and carrier workflows including program structures | Interface and navigation oriented to retail agency servicing |
| Deployment and onboarding | Cloud hosted with typical pilot in about one to two weeks | Cloud or hosted options available. Timelines vary with scope and data |
| Platform | Best For |
|---|---|
| AMS360 | Agency management system widely used by retail agencies. Strong for personal lines servicing and downloads. For MGA and carrier program workflows it often relies on additional tools and configuration. |
| Expert Insured | Purpose built for MGAs, wholesalers, and carriers. Combines commercial program quoting, policy administration, billing, renewals, and reporting in one system with open APIs. It is not positioned as an agency system. |
We operate on a single loop, the Selectsys Value Flywheel, that connects people, process, and platform.
Closing Summary
Expert Insured is an AMS for MGAs, wholesalers, and carriers that consolidates commercial program quoting and policy administration into one platform. AMS360 serves retail agency operations and may require additional tools to support MGA and carrier program workflows.
Disclaimer
All trademarks, product names, and company names are the property of their respective owners. Comparisons are based on publicly available information and typical configurations. Actual features and timelines vary by version, region, and implementation.
If you are evaluating AMS360 against a modern operating platform, the pages below outline how Selectsys combines policy administration, quoting, automation, and operational support in a single environment.
If you want to understand how Selectsys replaces standalone tools and isolated outsourcing with a cohesive lifecycle model, the operating model page explains how the full stack works together.
See how Expert Insured replaces AMS360 for complex MGA workflows and real-time execution.