Agency Management Systems
Quote & Bind Platforms
BPO Services
Launching an MGA or new program? Get our Starter Package - RQB + Expert Insured + BPO Pods.
Expert Insured and Guidewire Cloud both serve insurance organizations seeking to modernize underwriting, policy administration, and servicing.
The difference is scale and flexibility.
Guidewire is built for large carriers with enterprise infrastructure needs. Expert Insured, on the other hand, focuses on MGAs, delegated carriers, and program administrators that want speed, control, and simpler implementation.
This comparison helps you decide which system aligns best with your strategy for new programs and operations.
Expert Insured: was designed to help MGAs and program carriers manage delegated authority programs quickly and affordably. It includes built-in quoting (RQB), policy management, and servicing support with Selectsys Pods, creating a closed-loop workflow.
Guidewire Cloud: is a powerful enterprise platform with extensive modules for underwriting, billing, claims, and analytics. However, it is often more system than smaller MGAs or delegated programs need and requires significant partner customization.
Verdict: Expert Insured offers agility and simplicity, while Guidewire provides enterprise depth for large carriers.
Expert Insured: deployments typically take weeks, enabling rapid go-live for new programs or lines of business. Configuration, carrier setup, and training happen in parallel, and updates can be deployed quickly.
Guidewire Cloud: projects require extensive planning, multi-vendor coordination, and long rollout cycles. It is ideal for carriers replacing multiple legacy systems, but over-complex for single-program MGAs.
Verdict: Expert Insured is faster to implement and easier to adapt for smaller or delegated entities.
Expert Insured: integrates with RQB (Rate • Quote • Bind) for instant multi-carrier rating and API-based appetite rules. It automates submissions, reduces manual rekeying, and enables carrier-driven rating logic.
Guidewire Cloud: offers advanced rating capabilities but typically relies on carrier-side development and partner configuration. For delegated programs, these steps can add time and cost.
Verdict: Expert Insured simplifies rating setup and ongoing maintenance for MGAs and delegated carriers.
Expert Insured: includes a full policy lifecycle system covering issuance, endorsements, renewals, cancellations, and accounting. It has a built-in Forms Engine that auto-generates documents and supports audit-ready tracking.
Guidewire Cloud: provides enterprise-grade policy administration with robust customization and integration options. It is highly capable but requires technical teams to maintain and manage workflows.
Verdict: Both are powerful, but Expert Insured is more accessible for smaller teams that prefer fast configuration over enterprise engineering.
Expert Insured: extends beyond software by connecting to Selectsys BPO Pods, trained insurance operations teams that work directly inside the system. Pods handle new business, renewals, endorsements, audits, and COIs under defined SLAs.
Guidewire Cloud: has no operational component. Carriers must maintain large internal teams or outsource to third-party BPOs separately.
Verdict: Expert Insured combines technology and execution, while Guidewire focuses strictly on software infrastructure.
Expert Insured: includes dashboards that measure policy quality, SLA compliance, and submission-to-bind ratios across RQB, AMS, and Pods. The system tracks both operational and underwriting performance for continuous improvement.
Guidewire Cloud: has strong enterprise reporting tools and data lakes but often requires separate analytics configuration and BI specialists.
Verdict: Expert Insured provides instant out-of-the-box insights, while Guidewire offers deeper but slower-to-deploy analytics.
Expert Insured: is hosted on Microsoft Azure with SOC-compliant controls, full encryption, and role-based permissions. It meets the security standards required for delegated programs and carrier audits.
Guidewire Cloud: delivers advanced enterprise-grade security and governance designed for multinational carriers. It exceeds regulatory requirements but includes features most MGAs will never need.
Verdict: Both are secure; Expert Insured provides right-sized compliance without enterprise overhead.
Choose Expert Insured if you:
Choose Guidewire Cloud if you:
Both Expert Insured and Guidewire Cloud improve insurance operations, but they target different scales.
For most mid-market MGAs, Expert Insured provides a faster, simpler, and more cost-effective way to connect quoting, policy, and servicing.
Get actionable insights on quoting, underwriting, and BPO execution - straight from the Selectsys team.
Get Insights, Use Cases, and Product Updates from Selectsys
* Submitting your personal information means you agree to the terms and conditions outlined in Selectsys's Unsubscribe and Privacy Policy.
To see how Expert Insured delivers speed and flexibility for MGAs and delegated carriers.