Why RQB + Expert Insured Beat Any Standalone AMS or Rating Tool
An AMS can manage policies.
A rater can quote.
Your inbox can… get in the way.
But when you combine RQB + Expert Insured (EI), quoting, binding, servicing, and accounting flow as one continuous process – no swivel chair, no spreadsheet, no lag.
This is not just an AMS.
It’s a full-stack insurance operating system built for MGAs, carriers, and agencies that want to move faster, serve better, and scale without chaos.
Learn more → RQB Platform Overview • Expert Insured Overview
1. The Real Problem with Standalone Tools
| Function | AMS Alone | Rating Tool Alone | RQB + EI (Full Stack) |
| Quoting | None | Yes | Multi-carrier, LOB-specific |
| Bind Workflow | Manual | Manual | Integrated to AMS |
| COI & Audit | Partial | – | Native in EI |
| Ops Handoff | No task system | No queueing | Tasks + BPO + AI triggers |
| API & Security | Limited | Limited | SOC-2 compliant, MFA, IP-locked |
| Setup Speed | 3-6 months | 4-8 weeks | 2-4 weeks end-to-end |
2. How the Stack Actually Works
- RQB receives a submission (via email or portal).
- AI reads and classifies the request automatically.
- Quotes are pulled from multiple carriers via API.
- Bind command updates Expert Insured instantly with policy data.
- EI auto-creates downstream tasks:
- COI
- Endorsement
- Audit
- Cancellation
- Accounting
- BPO teams execute inside EI – tracked, timestamped, and SLA-verified.
Everything happens inside one secure system – faster, cleaner, compliant.
3. The Benefits of a Unified Insurance Stack
| Category | Benefit From RQB + EI |
| Speed | Quote → Bind → COI in hours, not days |
| Control | One login, one workflow, no toggling |
| Scalability | Add volume without adding headcount |
| Visibility | Live audit trail + SLA dashboards |
| Flexibility | Connects to CRMs, carrier portals, and APIs |
| Security | SOC-2 ready, Azure-hosted, MFA-protected |
You can’t run modern insurance ops on disconnected systems – not at MGA or carrier scale.
RQB + EI delivers unified execution at enterprise speed.
4. You Don’t Need More Tools – You Need One Stack
Fragmented Ops =
- Slow quoting
- Delayed service
- Missed SLAs
- Copy-paste errors
- Endless vendor management
RQB + EI =
- End-to-end execution
- 24/7 BPO integration inside AMS
- Built-in quoting and binding
- Automated routing and task creation
- Seamless post-bind workflows
You’re not adding software.
You’re removing friction.
5. What Clients Are Seeing
“We went from quoting in spreadsheets and updating three systems… to RQB + EI doing it all. Now the policy is quoted, bound, issued, and the COI is out before competitors even reply.”
— COO, $100M MGA
“RQB handles the quoting, EI handles the execution. The result? Faster service, fewer errors, and happier underwriters.”
— VP of Operations, National Carrier
6. Start Your Full-Stack Pilot
You don’t need to replace everything at once.
Start with one workflow – quoting, renewals, or COIs – and expand as results scale.
RQB + Expert Insured = one stack for the entire insurance lifecycle.
Request a Demo • Start a 30-Day Pilot
FAQs
Do I need to leave my AMS to use RQB?
No. RQB integrates with AMS360, Epic, and others – but pairing it with EI unlocks full-stack automation.
Can I start with one and add the other later?
Yes. Many MGAs begin with RQB for quoting, then add EI for post-bind execution.
Do I need a tech team?
No. Setup, training, and support are included – no IT lift required.
How fast can I go live?
Typically within 2-4 weeks, including API setup and training.
Why It Matters
- One system: Submission → Quote → Bind → Service → Reconcile
- One team: AI + BPO + Ops in a single workflow
- One goal: Speed, accuracy, and visibility
Forget piecemeal tech.
Build your insurance machine.
Disclaimer
This article is for informational purposes only. Comparisons are based on publicly available information and typical market configurations.
All product names and trademarks belong to their respective owners; mention of them does not imply endorsement or affiliation.
