Agency Management Systems
Quote & Bind Platforms
BPO Services
Launching an MGA or new program? Get our Starter Package - RQB + Expert Insured + BPO Pods.
Both Expert Insured and Vertafore’s AIM / AMS360 platforms are well-known names in agency management systems (AMS). However, they were built for different purposes.
Vertafore’s products evolved for retail agencies, while Expert Insured was created for MGAs, carriers, and wholesalers managing delegated authority programs.
This comparison outlines where each platform performs best so you can choose the system that aligns with your operating model.
Expert Insured: was designed for MGAs that manage underwriting, policy issuance, and servicing directly with carrier partners. It supports delegated authority workflows, bordereaux reporting, and program management inside one connected platform.
Vertafore AIM / AMS360: provides robust CRM and accounting functionality for retail agencies but is not optimized for delegated authority or carrier-facing operations.
Verdict: Expert Insured is purpose-built for MGAs and delegated carriers, while AIM / AMS360 are better suited for agency management and bookkeeping.
Expert Insured: focuses on fast onboarding through the Starter Package, combining quoting, policy administration, and operations in one environment. Typical implementation time is measured in weeks, not months, making it ideal for new program launches or MGA spin-ups.
Vertafore AIM / AMS360: implementations are more extensive, often requiring custom configuration, integration setup, and migration assistance. That process can take several months.
Verdict: Expert Insured delivers faster time to market for MGAs building new programs.
Expert Insured: connects directly with RQB (Rate • Quote • Bind) to support multi-carrier quoting, appetite rules, and API-driven rating. It eliminates duplicate entry and gives real-time access to underwriting decisions.
Vertafore AIM / AMS360: integrates with select rating engines for personal and small commercial lines but typically requires manual steps for MGA or wholesale operations.
Verdict: Expert Insured offers stronger quoting automation and carrier connectivity for program administrators.
Expert Insured: includes full policy lifecycle management: issuance, endorsements, renewals, cancellations, and accounting. The integrated Forms Engine automatically generates policy documents, endorsements, and audit packets.
Vertafore AIM / AMS360: provides document and client tracking but was not designed to issue policies or generate forms under delegated authority.
Verdict: Expert Insured provides a complete policy administration system suited for MGAs and delegated programs.
Expert Insured: scales beyond technology by including Selectsys BPO Pods — dedicated insurance-trained teams who execute renewals, COIs, audits, and servicing directly inside your system. This model allows rapid scaling without adding internal staff.
Vertafore AIM / AMS360: focuses on enabling agency workflows and relies on in-house personnel for servicing.
Verdict: Expert Insured provides built-in scalability with connected operations support.
Expert Insured: includes unified dashboards for policy quality, SLA compliance, and quoting performance. Its analytics span the entire workflow, offering insight into submission-to-bind ratios and operational efficiency.
Vertafore AIM / AMS360: offers financial and sales reports but does not deliver end-to-end operational analytics across quoting, issuance, and service.
Verdict: Expert Insured offers broader, real-time operational analytics for MGAs and carriers.
Expert Insured: is hosted on Microsoft Azure with SOC-compliant controls, encryption, and access management designed for carrier-level audits. It supports delegated reporting, bordereaux exports, and secure data exchange with carriers.
Vertafore AIM / AMS360: provides reliable hosting and data security but lacks advanced compliance features required for delegated authority management.
Verdict: Expert Insured offers enterprise-level security and compliance suited for carrier and MGA programs.
Choose Expert Insured if you:
Choose Vertafore AIM / AMS360 if you:
Vertafore AIM / AMS360 remain strong choices for retail agencies managing traditional books of business. However, MGAs and delegated carriers require a more connected system built for underwriting, policy issuance, and operations at scale.
Expert Insured: delivers that unified environment with API-based quoting, policy lifecycle management, and embedded operations support through Selectsys.
Get actionable insights on quoting, underwriting, and BPO execution - straight from the Selectsys team.
Get Insights, Use Cases, and Product Updates from Selectsys
* Submitting your personal information means you agree to the terms and conditions outlined in Selectsys's Unsubscribe and Privacy Policy.
To see how Expert Insured compares in a live environment.