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Expert Insured vs Genasys: Evaluating Two API-Driven AMS Platforms for MGAs and Carriers

Both Expert Insured and Genasys provide modern, cloud-based systems that help MGAs and carriers digitize underwriting and policy administration.

Each platform focuses on flexibility, API connectivity, and user experience. Where they differ is in operational depth and program scalability.

This comparison highlights how the two systems align with the needs of MGAs, wholesalers, and delegated carriers.

Overview

Feature Expert Insured (Selectsys) Genasys
Core Focus MGAs, delegated carriers, and wholesalers MGAs and carriers seeking API-based configuration
Deployment Cloud-native on Azure Cloud-native platform
Implementation Time Weeks Months (depending on customization)
Best For MGAs and program administrators needing tech plus operations Carriers or MGAs seeking flexible build-your-own configurations
Integration Model API-first with RQB quoting and BPO Pods Open API ecosystem, requires integration setup
Operations Layer Built-in via Selectsys BPO Pods No direct operations support

Platform Design

Expert Insured offers a unified platform for quoting, policy issuance, and servicing. It connects with RQB for multi-carrier rating and adds trained BPO Pods for execution inside the system. This creates a closed loop between technology and operations.

Genasys provides a configurable platform that MGAs and carriers can tailor to their processes. It focuses on modular APIs and customizable workflows rather than pre-built operational templates.

Verdict: Expert Insured delivers a ready-to-run system with built-in execution, while Genasys prioritizes flexibility and development freedom.

Implementation and Time to Market

Expert Insured deployments can go live in weeks through the Starter Package. MGAs can start quoting and issuing policies quickly, then scale programs as they add carriers.

Genasys implementations require more design and configuration, which adds time but allows granular customization for complex program structures.

Verdict: Expert Insured is faster to deploy; Genasys offers broader configuration for teams with technical resources.

Quoting and Rating

Expert Insured connects with RQB (Rate • Quote • Bind) for real-time, multi-carrier quoting. Appetite rules, class codes, and rating logic can be managed without re-coding.

Genasys includes its own flexible rating and API toolkit. It supports advanced pricing structures but typically requires integration with external engines for multi-carrier environments.

Verdict: Both support API-based quoting; Expert Insured emphasizes speed and carrier connectivity, Genasys emphasizes configurability.

Policy Administration and Lifecycle

Expert Insured manages endorsements, renewals, cancellations, and accounting in one AMS/PAS environment. Its Forms Engine automates policy documents and ensures audit readiness.

Genasys handles policy administration through configurable modules that can be tailored to each line of business. It excels in flexibility but may require more hands-on setup for delegated programs.

Verdict: Expert Insured delivers complete lifecycle management out of the box; Genasys provides broader customization options.

Operations and Scalability

Expert Insured extends technology with Selectsys BPO Pods, trained teams who manage renewals, endorsements, and COIs inside your AMS. This model scales instantly without new hires.

Genasys relies on the client’s own staff or third-party partners for operations.

Verdict: Expert Insured combines tech + execution for faster scale, while Genasys is best for organizations building their own internal ops.

Analytics and Reporting

Expert Insured includes live dashboards for hit ratio, cycle time, SLA compliance, and Policy Quality Index (PQI). Data flows seamlessly across quoting, policy, and operations.

Genasys offers strong analytics through open APIs and customizable dashboards, but reports often need to be built during implementation.

Verdict: Expert Insured provides analytics pre-configured for MGA operations; Genasys offers customizable analytics frameworks.

Security and Compliance

Expert Insured is hosted on Microsoft Azure with SOC certification, encryption, and role-based access control. Compliance and audit reporting are standard.

Genasys is secure and cloud-native with compliance controls but may vary by region or hosting partner.

Verdict: Both meet modern security standards; Expert Insured offers uniform audit readiness across all deployments.

When to Choose Each

Choose Expert Insured if you:

  • Manage delegated authority or carrier programs
  • Need technology and operations under one roof
  • Want faster launch timelines and lower configuration overhead
  • Prefer built-in analytics and compliance tracking

Choose Insurity if you:

  • Have an internal tech team that wants full control of configuration
  • Need extensive API customization for unique workflows
  • Operate multiple products across regions with varying data models

Key Takeaway

Both Expert Insured and Genasys are modern, API-enabled solutions for MGAs and carriers.

  • Expert Insured focuses on delivering a turnkey, connected system that combines quoting, policy, and operations.
  • Genasys emphasizes configurability for teams building custom architectures.

For most MGAs launching or scaling delegated programs, Expert Insured offers faster value and easier growth.

Related Resources

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