Now live: P&C insurance accounting for MGAs and wholesalers, plus AAIS commercial lines platforms.
Expert Insured runs quoting, policy administration, endorsements, renewals, and certificates for MGAs, wholesalers, and carriers. Federato helps underwriters prioritize work based on appetite and strategy.
Expert Insured is a unified AMS for MGAs, wholesalers, and carriers with integrated RQB for commercial quoting and a full policy lifecycle in one system.
Federato is an underwriting orchestration product that prioritizes opportunities. It does not perform quoting, bind, or policy servicing inside its own product.
| Platform | Expert Insured | Federato |
|---|---|---|
| Core Purpose | Policy administration and operations for MGA and carrier programs, with integrated commercial quoting via RQB | Orchestration and prioritization for underwriting teams |
| Workflow Ownership | Submissions, quoting, bind handoff, issuance, endorsements, renewals, certificates, reporting | Appetite alignment, prioritization lists, and visibility |
| Quoting and Bind | Multi carrier commercial quoting through RQB with creation of policy records in the AMS | Relies on separate raters and policy systems for quoting and bind |
| Policy Administration | End to end policy lifecycle including endorsements, audits, cancellations, reinstatements, and renewals | Outside scope. Policy changes occur in other systems |
| COIs and Documents | Certificate generation, delivery tracking, and document repository tied to accounts and policies | Outside scope |
| Automation and AI | OCR and AI assisted intake, routing, and task creation within policy workflows | AI for risk appetite and prioritization, orchestration dashboards |
| Integrations | APIs for carrier portals, CRMs, finance, and data exchange. Works with AMS360, Epic, and other systems where needed | Integrates with PAS, data platforms, and CRMs to display and orchestrate work |
| Reporting and Audit | Operational dashboards, SLA style timestamps, and audit trails across quoting and policy tasks | Portfolio and pipeline visibility for prioritization and monitoring |
| Security and Hosting | Cloud hosted on Azure, role based permissions, MFA options, audit logs | SaaS with role based access. Exact controls vary by deployment |
| Deployment | Typical pilot in about one to two weeks depending on data and scope | Deployment timelines vary by integrations and data sources |
We operate on a single loop, the Selectsys Value Flywheel, that connects people, process, and platform.
| Use Case | Expert Insured Outcome | Federato Outcome |
|---|---|---|
| Submissions | Intake classified, routed, quoted, and recorded to account and policy | Prioritized on a worklist for underwriters |
| Commercial Quoting | Quotes produced in RQB, terms compared, and bind handoff initiated | Uses external rater or PAS. Orchestration only |
| Endorsements | Change entered, forms produced, approvals tracked, and record updated | Managed in other systems. Orchestration only |
| Renewals | Accounts queued, data refreshed, proposals generated, and policy updated | Renewal items visible for prioritization. Execution occurs elsewhere |
| Certificates | COIs generated from policy data with delivery tracking | Outside scope |
Closing Summary
Choose Expert Insured if you need a platform that executes quoting, bind, endorsements, renewals, and certificates with policy records and reporting in one system. Choose Federato if you need orchestration and prioritization to guide underwriter focus while continuing to execute in other systems.
Disclaimer
All trademarks, product names, and company names are the property of their respective owners. Comparisons are based on publicly available information and typical configurations. Actual features and timelines vary by version, region, and implementation.
If you are comparing Federato with a full operating platform, the pages below outline how Selectsys brings together quoting, policy administration, automation, and operational support rather than focusing solely on underwriting decisioning.
If you want to understand how Selectsys replaces standalone tools and isolated outsourcing with a cohesive lifecycle model, the operating model page explains how the full stack works together.
Choose Selectsys for AI automation, real execution, and embedded results.