5 Ways to Speed Up Submissions & Appetite Checks
Submissions and appetite checks are often bottlenecks in underwriting. Slow intake leads to delayed quotes and lost business. Here are five proven ways MGAs can speed up the process.
1. Automate Submissions Intake
Route emails and PDFs directly into AMS with AI classification.
2. De-Duplicate Automatically
Flag duplicate submissions before they waste underwriter time.
3. Embed Appetite Rules
Apply carrier/program appetite logic in the platform to auto-approve or flag risks.
4. Automate Loss Run Tracking
Trigger and track loss run requests automatically.
5. Pre-Fill Quote Fields
Pre-populate forms to reduce manual data entry and shorten quote prep time.
Use Case Example
An MGA using Expert Insured cut submission turnaround from 72 hours to 12 hours and increased bind ratios by 20%.
Frequently Asked Questions
How can MGAs speed up submissions?
By automating intake, de-duplicating, and applying appetite rules in their system.
Why are appetite checks important?
They ensure risks align with carrier/program guidelines, avoiding declines later.
Can Expert Insured automate appetite checks?
Yes. Appetite rules are embedded to auto-approve or flag risks instantly.
Streamline your underwriting process with our Underwriting Operations solution. Automate submissions intake, appetite checks, loss run handling, and quote preparation-empowering underwriters to focus on risk decisions, not data entry.
Need seamless policy workflows? Our policy lifecycle management automates issuance, endorsements, renewals, and compliance so MGAs and carriers can work faster and smarter.
