RQB Rating Platform Resources
RQB resources explain how modern rating and quoting infrastructure works inside MGAs, wholesalers, and carrier program operations. These guides cover comparative rating, data normalization, underwriting rule execution, and the full Rate Quote Bind Issue workflow, with direct links to Expert Insured policy administration, Insurance BPO execution teams, Premium Accounting alignment, and CoverPay billing and payment collection. If you are replacing spreadsheets, disconnected raters, or manual quoting, start with the core workflow guide and follow the resource path into policy administration and accounting alignment.
- RQB Platform Overview
- Commercial and Specialty Rating Platform
- AAIS Commercial Lines Platform
- Expert Insured AMS Resources
- Insurance BPO Resources
- Premium Accounting Resources
- CoverPay Insurance Payment Resources
- RQB (Rate Quote Bind)
- Rate Quote Bind Issue
- Straight Through Processing (STP)
- Underwriting Inputs
- Delegated Authority
- Specialty Lines Rating
Core Rating and Quoting Workflows
Rate Quote Bind Issue Workflow
Summary: End-to-end flow from intake and underwriting inputs through rating, quote presentation, bind confirmation, and issuance triggers. Explains how outputs feed Expert Insured for policy docs and Premium Accounting for reconciliation.
Multi-Carrier Quoting Workflow
Summary: How MGAs and wholesalers quote multiple carriers or programs consistently, including data mapping, carrier appetite rules, and quote comparison packaging.
Comparative Rating Explained
Summary: Comparative rating as a structured workflow, not a spreadsheet exercise. Covers how consistent underwriting inputs produce comparable premiums and terms across markets.
Automation and Underwriting Rule Execution
Underwriting Rule Automation
Summary: How underwriting rules and eligibility logic reduce rework and increase quote throughput, including required-field validation and exception routing.
Straight Through Processing in Insurance
Summary: What STP means in commercial and specialty contexts and where human execution still matters. Shows how RQB integrates with AI assist, BPO teams, and policy administration.
Delegated Authority and Specialty Program Rating
AAIS Rating in Delegated Programs
Summary: How delegated authority programs use standardized rating and forms to support underwriting controls, issuance, and carrier reporting.
Specialty Lines Rating Explained
Summary: What STP means in commercial and specialty contexts and where human execution still matters. Shows how RQB integrates with AI assist, BPO teams, and policy administration.
Line-Specific Rating Guides
Builders Risk Rating Explained
Summary: Builders risk rating inputs, construction phase considerations, and issuance alignment for MGA and wholesale programs.
Inland Marine Rating Explained
Summary: Inland marine rating structure for equipment, contractors, cargo, and mobile property risks, including underwriting inputs and program endorsements.
How RQB Connects to the Rest of the Operating Model
RQB produces structured rating outputs that drive downstream insurance execution. Quotes become bindable offers that trigger policy issuance inside Expert Insured, with BPO teams handling operational steps under defined SLAs. Premium Accounting keeps policy-level financials aligned to issued and endorsed transactions, while CoverPay collects premium through installment billing and payment automation tied back to accounting visibility.
Explore RQB Resources and Take the Next Step
Access implementation guidance, workflows, and platform insights, then connect with our team to see how RQB can support your underwriting and quoting operations.
Connected Across the Insurance Lifecycle
Selectsys operates as a connected insurance infrastructure. Each component supports a different part of the policy lifecycle while remaining fully connected inside one operating system.
- RQB: Rate, Quote, Bind workflows supporting API, Excel, ISO, and AAIS driven rating sources.
- Expert Insured: Full policy lifecycle management including issuance, endorsements, renewals, and servicing governance.
- Premium Accounting: Insurance native accounting handling agency bill, direct bill, trust reconciliation, bordereaux, and premium finance workflows.
- CoverPay : Premium collection by Card and ACH for MGAs, wholesalers and carriers, with payment tracking and reconciliation support.
- Insurance BPO: Embedded operational execution across submissions, underwriting support, endorsements, renewals, accounting assistance, and policy servicing.
Each capability can operate independently, or connect with the others as the operation requires.
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