Occupational Accident insurance is a critical component of transportation, gig economy, and alternative workforce programs. Rating depends on class of worker, duties performed, benefit structure, state rules, and program design.
MGAs and wholesalers often struggle to scale occupational accident placement due to fragmented systems and manual underwriting workflows.
Selectsys built a production-ready Occupational Accident rating platform that enables MGAs and wholesalers to rate, quote, bind, issue, and manage occupational accident policies within a single unified system. The platform is live today and designed for program business, delegated authority, and wholesale distribution models.
The Occupational Accident Rating Platform operates within the broader Selectsys Commercial & Specialty Rating Platform. This allows occupational accident to be managed alongside Non Trucking Liability, Motor Truck Cargo, and other workforce and transportation focused lines in one operational environment.
See how MGAs and wholesalers scale this line using unified rating, binding, issuance, and accounting workflows.
For carriers and programs that support API based occupational accident workflows, Selectsys enables real time rating and quoting directly from the platform. Where supported, workflows extend from quote through bind and policy issuance.
New occupational accident carrier API integrations can typically be delivered in approximately six weeks, assuming carrier access and documentation are available.
For delegated authority and workforce programs, Selectsys supports proprietary occupational accident rating where benefit structures, rates, and underwriting logic are owned by the MGA or carrier. This enables faster program launches and greater flexibility without custom platform development.
The Occupational Accident Rating Platform is integrated in production with multiple national and specialty carriers supporting occupational accident coverage.
Carriers currently integrated for Occupational Accident include:
Additional occupational accident carriers can be onboarded where MGA or wholesaler appointments exist. New carrier API integrations are typically delivered in approximately six weeks.
This line fails most often when rating is disconnected from execution.
For programs that require full lifecycle workflows, the platform supports:
This reduces manual handling and shortens turnaround time for occupational accident placement.
When combined with Selectsys accounting capabilities, MGAs and wholesalers can:
This ensures clean financial operations for workforce programs.
The Occupational Accident Rating Platform is designed for organizations that:
The platform is already running inside organizations that operate this way today.
If occupational accident placement is slowing your workforce or transportation programs, we should talk. Selectsys can support your existing occupational accident carriers, onboard new ones quickly, and provide a production-ready occupational accident rating platform that scales with your business.
