Now live: P&C insurance accounting for MGAs and wholesalers, plus AAIS commercial lines platforms.

Occupational Accident Rating Platform for MGAs and Wholesalers

Occupational Accident insurance is a critical component of transportation, gig economy, and alternative workforce programs. Rating depends on class of worker, duties performed, benefit structure, state rules, and program design. MGAs and wholesalers often struggle to scale occupational accident placement due to fragmented systems and manual underwriting workflows.

Selectsys built a production-ready Occupational Accident rating platform that enables MGAs and wholesalers to rate, quote, bind, issue, and manage occupational accident policies within a single unified system. The platform is live today and designed for program business, delegated authority, and wholesale distribution models.

Built on the Selectsys Commercial & Specialty Rating Platform

The Occupational Accident Rating Platform operates within the broader Selectsys Commercial & Specialty Rating Platform. This allows occupational accident to be managed alongside Non Trucking Liability, Motor Truck Cargo, and other workforce and transportation focused lines in one operational environment.

See how MGAs and wholesalers scale this line using unified rating, binding, issuance, and accounting workflows.

Learn more about the full platform here

How Occupational Accident Rating Works

Direct Carrier API Rating

For carriers and programs that support API based occupational accident workflows, Selectsys enables real time rating and quoting directly from the platform. Where supported, workflows extend from quote through bind and policy issuance.

New occupational accident carrier API integrations can typically be delivered in approximately six weeks, assuming carrier access and documentation are available.

Proprietary Occupational Accident Programs

For delegated authority and workforce programs, Selectsys supports proprietary occupational accident rating where benefit structures, rates, and underwriting logic are owned by the MGA or carrier. This enables faster program launches and greater flexibility without custom platform development.

Carriers Supported for Occupational Accident

The Occupational Accident Rating Platform is integrated in production with multiple national and specialty carriers supporting occupational accident coverage.

Carriers currently integrated for Occupational Accident include:

  • BeyondRisk-logo
  • IRON

Additional occupational accident carriers can be onboarded where MGA or wholesaler appointments exist. New carrier API integrations are typically delivered in approximately six weeks.

From Quote to Bind to Issue for Occupational Accident

This line fails most often when rating is disconnected from execution.

For programs that require full lifecycle workflows, the platform supports:

  • Quote generation
  • Binding workflows
  • Policy issuance
  • Endorsements and benefit changes
  • Renewals and rewrites
  • Cancellations and non renewals

This reduces manual handling and shortens turnaround time for occupational accident placement.

Integrated Accounting for Occupational Accident Programs

When combined with Selectsys accounting capabilities, MGAs and wholesalers can:

  • Collect occupational accident premiums at bind
  • Manage trust and premium accounting
  • Reconcile carrier payables
  • Track endorsements and adjustments
  • Maintain policy level financial accuracy

This ensures clean financial operations for workforce programs.

Built for Workforce and Gig Economy Programs

The Occupational Accident Rating Platform is designed for organizations that:

  • Place occupational accident for owner operators and contractors
  • Operate workforce and gig economy programs
  • Manage high policy counts
  • Operate across multiple states
  • Need speed with underwriting accuracy and compliance

The platform is already running inside organizations that operate this way today.

Related Line Platforms

Occupational Accident is commonly paired with transportation and workforce lines:

Related Insights

If occupational accident placement is slowing your workforce or transportation programs, we should talk. Selectsys can support your existing occupational accident carriers, onboard new ones quickly, and provide a production-ready occupational accident rating platform that scales with your business.