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Commercial Property Rating Platform for MGAs and Wholesalers

Commercial Property rating involves complex underwriting variables including location, construction, occupancy, protection class, limits, deductibles, and catastrophe exposure. Many MGAs and wholesalers still rely on disconnected carrier portals and manual workflows to quote and place property risks.

Selectsys built a production-ready Commercial Property rating platform that allows MGAs and wholesalers to rate, quote, bind, issue, and manage property business from a single system. The platform is live today in production and supports multiple carriers, multiple rating methods, and full policy lifecycle workflows.

Built on the Selectsys Commercial & Specialty Rating Platform

The Commercial Property Rating Platform is part of the broader Selectsys Commercial & Specialty Rating Platform. Property rating operates alongside General Liability, Workers Comp, and specialty lines within a unified system.

See how MGAs and wholesalers scale this line using unified rating, binding, issuance, and accounting workflows.

Learn more about the full platform here

How Commercial Property Rating Works

Direct Carrier API Rating

For carriers that support API based workflows, Selectsys enables real time Commercial Property rating and quoting directly from the platform. Where supported, workflows extend from quote through bind and policy issuance.

New Commercial Property carrier API integrations can typically be delivered in approximately six weeks, assuming carrier access and documentation are available.

ISO Based Property Rating

For risks that require ISO based Commercial Property rating, the platform supports standardized rating workflows while maintaining centralized submissions, underwriting, and policy management.

Proprietary Commercial Property Programs

For program business and delegated authority programs, Selectsys supports proprietary Commercial Property rating where rates and underwriting logic are owned by the MGA or carrier. This enables faster program launches and greater control without custom platform development.

Carriers Supported for Commercial Property

The Commercial Property Rating Platform is integrated in production with multiple national and specialty carriers.

Carriers currently integrated for Commercial Property include:

  • Canopius
  • amtrust
  • atlantic-casualty
  • century
  • ifg
  • pen-america

Additional Commercial Property carriers can be onboarded where MGA or wholesaler appointments exist. New carrier API integrations are typically delivered in approximately six weeks.

From Quote to Bind to Issue for Commercial Property

This line fails most often when rating is disconnected from execution.

For programs that require full lifecycle workflows, the platform supports:

  • Quote generation
  • Binding workflows
  • Policy issuance
  • Endorsements
  • Cancellations and rewrites

This reduces manual handling and shortens turnaround time for Commercial Property placement.

Integrated Accounting for Commercial Property Programs

When combined with Selectsys accounting capabilities, MGAs and wholesalers can:

  • Collect Commercial Property premiums at bind
  • Manage trust and premium accounting
  • Reconcile carrier payables
  • Track adjustments and endorsements
  • Maintain policy level financial accuracy

This creates a seamless connection between Commercial Property production and financial operations.

Built for Complex and Multi State Property Risks

The Commercial Property Rating Platform is designed for organizations that:

  • Handle complex property schedules
  • Operate across multiple states
  • Manage catastrophe exposed risks
  • Run delegated authority programs
  • Require underwriting control at scale

The platform is already running inside organizations that operate this way every day.

Related Line Platforms

Related Insights

If Commercial Property placement is slowing your team down or limiting program growth, we should talk. Selectsys can support your existing property carriers, onboard new ones quickly, and provide a production-ready Commercial Property rating platform that scales with your business.