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EPLI Rating Platform for MGAs and Wholesalers

Employment Practices Liability Insurance requires precise underwriting, detailed exposure data, and careful coordination between limits, retentions, and coverage terms. EPLI submissions often involve nuanced risk factors such as employee count, industry class, HR practices, and prior claims history. Many MGAs and wholesalers still manage this process using disconnected portals, manual questionnaires, and email driven workflows.

Selectsys built a production-ready EPLI rating platform that allows MGAs and wholesalers to rate, quote, bind, issue, and manage Employment Practices Liability policies from a single unified system. The platform is live today and designed for program business, delegated authority, and wholesale distribution models.

Built on the Selectsys Commercial & Specialty Rating Platform

The EPLI Rating Platform operates within the broader Selectsys Commercial & Specialty Rating Platform. This allows EPLI to be managed alongside General Liability, Commercial Property, Cyber, and Excess within one operational environment.

See how MGAs and wholesalers scale this line using unified rating, binding, issuance, and accounting workflows.

Learn more about the full platform here

How EPLI Rating Works

Direct Carrier API Rating

For carriers that support API based EPLI workflows, Selectsys enables real time rating and quoting directly from the platform. Where supported, workflows extend from quote through bind and policy issuance.

New EPLI carrier API integrations can typically be delivered in approximately six weeks, assuming carrier access and documentation are available.

ISO Based EPLI Rating

For EPLI programs that rely on ISO based rates, the platform supports standardized rating workflows while keeping submissions, underwriting, and placement centralized within a single system.

Proprietary EPLI Programs

For delegated authority and program business, Selectsys supports proprietary EPLI rating where the MGA or carrier owns the rates and underwriting logic. This enables faster program launches and greater flexibility in structuring EPLI offerings without custom platform development.

Carriers Supported for EPLI

The EPLI Rating Platform is integrated in production with multiple national and specialty carriers supporting Employment Practices Liability coverage.

Carriers currently integrated for EPLI include:

  • Arch
  • AXIS_logo
  • Berkley_Logo
  • coalition
  • Counterpart_Logo
  • eRisk
  • Great-American

Additional EPLI carriers can be onboarded where MGA or wholesaler appointments exist. New carrier API integrations are typically delivered in approximately six weeks.

From Quote to Bind to Issue for EPLI

This line fails most often when rating is disconnected from execution.

For programs that require full lifecycle workflows, the platform supports:

  • Quote generation
  • Binding workflows
  • Policy issuance
  • Endorsements and limit changes
  • Cancellations and rewrites

This reduces turnaround time and removes manual handoffs from EPLI placement.

Integrated Accounting for EPLI Programs

When combined with Selectsys accounting capabilities, MGAs and wholesalers can:

  • Collect EPLI premiums at bind
  • Manage trust and premium accounting
  • Reconcile carrier payables
  • Track endorsements and adjustments
  • Maintain policy level financial accuracy

This ensures clean financial operations for EPLI programs.

Built for Program and Wholesale EPLI Placement

The EPLI Rating Platform is designed for organizations that:

  • Place EPLI through wholesale distribution
  • Manage delegated authority programs
  • Handle complex underwriting inputs
  • Operate across multiple carriers
  • Need consistency and speed without sacrificing underwriting discipline

The platform is already running inside organizations that operate this way today.

Related Line Platforms

Cyber insurance is commonly placed alongside other commercial and specialty lines:

Related Insights

If EPLI placement is slowing down your wholesale or MGA operations, we should talk. Selectsys can support your existing EPLI carriers, onboard new ones quickly, and provide a production-ready EPLI rating platform that scales with your business.