General Liability Insurance Rating for MGAs, Wholesalers, and Carriers

A production ready comparative rating platform supporting rate, compare, quote, bind, issue, and accounting for General Liability

Commercial & Specialty Rating

General Liability is one of the most placed commercial lines, yet it remains one of the most operationally fragmented. MGAs and wholesalers often juggle carrier portals, ISO tools, spreadsheets, and manual underwriting workflows just to quote and bind a single risk.

Selectsys built a production-ready General Liability insurance rating and comparative rating platform that allows MGAs and wholesalers to rate, quote, bind, issue, and manage GL business from a single system. The platform is live today in production environments and supports multiple carriers, multiple rating methods, and full lifecycle workflows.

What Is General Liability Insurance and Comparative Rating

General liability insurance rating is the process of calculating premiums based on class codes, exposures, limits, modifiers, and carrier specific underwriting rules.

Comparative rating allows MGAs, wholesalers, and carriers to compare pricing, eligibility, and underwriting outcomes across multiple General Liability carriers within a single workflow.

Selectsys supports General Liability rating whether teams need a standalone rater, a comparative rating engine, or a full commercial lines rating platform.

Built on the Selectsys Commercial & Specialty Rating Platform

The General Liability Rating Platform is part of the broader Selectsys Commercial & Specialty Rating Platform. This means GL rating is not a standalone tool. It operates within a unified platform that supports multiple lines of business, shared carrier integrations, policy issuance, and accounting workflows.

See how MGAs and wholesalers scale this line using unified rating, binding, issuance, and accounting workflows.

Learn more about the full platform here

How General Liability and Comparative Rating Works

Compare General Liability pricing and eligibility across multiple carriers in a single submission

Direct Carrier API Rating

Selectsys enables real-time General Liability rating and quoting directly from the platform. Where supported, workflows extend from quote through bind and policy issuance.

New General Liability carrier API integrations can typically be delivered in approximately six weeks, assuming carrier access and documentation are available.

ISO Rating via Netrate

For risks that require ISO-based General Liability rating, the platform integrates ISO rating through Netrate. This allows MGAs and wholesalers to maintain standardized GL rating while keeping all workflows centralized.

Proprietary General Liability Programs

For program business and delegated authority programs, Selectsys supports proprietary General Liability rating where the MGA or carrier owns the rates. This enables faster program launches and greater underwriting control without custom platform development.

Carriers Supported for General Liability

The Selectsys General Liability insurance rating and comparative rating platform is currently integrated in production with multiple national and specialty carriers supporting GL business across a range of program and wholesale use cases. These integrations support API based rating, ISO backed workflows, and proprietary programs depending on the carrier and authority model.

Carriers currently integrated for General Liability include:

  • ABIC
  • crum-forster
  • ung
  • markel
  • nautilus
  • RQ
  • NEC
  • CBSIC
  • lloyds
  • lio
  • amtrust
  • ategrity
  • atlantic-casualty
  • century
  • ifg
  • pen-america
  • Great-American
  • star-stone
  • universal-shield
  • iic

Additional General Liability carriers can be onboarded where MGA or wholesaler appointments exist. New carrier API integrations are typically delivered in approximately six weeks.

From Quote to Bind to Issue

This line fails most often when rating is disconnected from execution.

Unlike point-solution raters, the Selectsys General Liability platform supports the full policy lifecycle when required:

  • Quote generation
  • Binding workflows
  • Policy issuance
  • Endorsements
  • Cancellations and rewrites

For MGAs operating under delegated authority, General Liability policies can be issued directly within the platform, eliminating manual document handling and external systems.

Integrated Accounting for General Liability Programs

General Liability programs often involve complex premium handling and reconciliation.

When combined with Selectsys accounting capabilities, the platform enables MGAs and wholesalers to:

  • Collect GL premiums at bind
  • Manage trust and premium accounting
  • Reconcile carrier payables
  • Support installment plans and payment workflows
  • Maintain policy level financial accuracy

This creates a seamless connection between General Liability production and financial operations.

Built for High Volume General Liability Operations

The General Liability Rating Platform is designed for organizations that:

  • Place high volumes of GL submissions
  • Operate across multiple states
  • Manage multiple carrier relationships
  • Run delegated authority or program business
  • Need speed without sacrificing underwriting control

The platform is already running inside organizations that operate this way every day.

Related Line Platforms

General Liability is often paired with other commercial lines. Explore related rating platforms:

Related Insights

To understand how MGAs scale General Liability placement:

If General Liability placement is slowing your team down or limiting program growth, we should talk. Selectsys can support your existing GL carriers, onboard new ones quickly, and provide a production-ready General Liability rating platform that scales with your business.

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Premium collection following rate quote bind is automated through CoverPay, enabling installment billing and endorsement recalculation without third party billing integrations.