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Non Trucking Liability Rating Platform for MGAs and Wholesalers

Non Trucking Liability insurance supports owner operators and fleets when vehicles are used outside of dispatch or business use. Rating depends on driver details, vehicle information, operating radius, prior loss history, and coverage structure. MGAs and wholesalers often manage NTL placement using fragmented portals and manual workflows that slow down quoting and increase operational risk.

Selectsys built a production-ready Non Trucking Liability rating platform that enables MGAs and wholesalers to rate, quote, bind, issue, and manage NTL policies within a single unified system. The platform is live today and designed for transportation programs, delegated authority, and wholesale distribution models.

Built on the Selectsys Commercial & Specialty Rating Platform

The Non Trucking Liability Rating Platform operates within the broader Selectsys Commercial & Specialty Rating Platform. This allows NTL to be managed alongside Motor Truck Cargo, Occupational Accident, and other transportation focused lines in a single operational environment.

See how MGAs and wholesalers scale this line using unified rating, binding, issuance, and accounting workflows.

Learn more about the full platform here

How Non Trucking Liability Rating Works

Direct Carrier API Rating

For carriers that support API based NTL workflows, Selectsys enables real time rating and quoting directly from the platform. Where supported, workflows extend from quote through bind and policy issuance.

New Non Trucking Liability carrier API integrations can typically be delivered in approximately six weeks, assuming carrier access and documentation are available.

Proprietary Non Trucking Liability Programs

For delegated authority and transportation program business, Selectsys supports proprietary NTL rating where rates and underwriting logic are owned by the MGA or carrier. This enables faster program launches and greater control over underwriting models without custom platform development.

Carriers Supported for Non Trucking Liability

The Non Trucking Liability Rating Platform is integrated in production with multiple national and specialty carriers supporting NTL coverage.

Carriers currently integrated for Non Trucking Liability include:

  • lloyds
  • AIFE

Additional Non Trucking Liability carriers can be onboarded where MGA or wholesaler appointments exist. New carrier API integrations are typically delivered in approximately six weeks.

From Quote to Bind to Issue for Non Trucking Liability

This line fails most often when rating is disconnected from execution.

For programs that require full lifecycle workflows, the platform supports:

  • Quote generation
  • Binding workflows
  • Policy issuance
  • Endorsements and driver changes
  • Renewals and rewrites
  • Cancellations and non renewals

This reduces manual handling and shortens turnaround time for NTL placement.

Integrated Accounting for NTL Programs

When combined with Selectsys accounting capabilities, MGAs and wholesalers can:

  • Collect NTL premiums at bind
  • Manage trust and premium accounting
  • Reconcile carrier payables
  • Track endorsements and adjustments
  • Maintain policy level financial accuracy

This ensures clean financial operations for transportation programs.

Built for Transportation and Owner Operator Programs

The Non Trucking Liability Rating Platform is designed for organizations that:

  • Place NTL for owner operators and fleets
  • Operate transportation focused programs
  • Manage high policy counts
  • Operate across multiple states
  • Need speed with underwriting accuracy

The platform is already running inside organizations that operate this way today.

Related Line Platforms

Non Trucking Liability is commonly paired with other transportation lines:

Related Insights

If Non Trucking Liability placement is slowing your transportation programs or limiting growth, we should talk. Selectsys can support your existing NTL carriers, onboard new ones quickly, and provide a production-ready non trucking liability rating platform that scales with your business.