Now live: P&C insurance accounting for MGAs and wholesalers, plus AAIS commercial lines platforms.
Auto Physical Damage insurance protects owned, leased, and financed vehicles against collision, comprehensive, and other physical loss exposures. Rating depends on vehicle type, value, usage, garaging location, driver profile, deductibles, and loss history. MGAs and wholesalers often face operational friction when placing physical damage coverage across fleets and owner operators using disconnected carrier portals and manual workflows.
Selectsys built a production-ready Auto Physical Damage rating platform that enables MGAs and wholesalers to rate, quote, bind, issue, and manage physical damage policies within a single unified system. The platform is live today and designed for transportation programs, delegated authority, and wholesale distribution models.
The Auto Physical Damage Rating Platform operates within the broader Selectsys Commercial & Specialty Rating Platform. This allows physical damage coverage to be managed alongside Non Trucking Liability, Motor Truck Cargo, Occupational Accident, and other transportation focused lines in a single operational environment.
See how MGAs and wholesalers scale this line using unified rating, binding, issuance, and accounting workflows.
For carriers and programs that support API based physical damage workflows, Selectsys enables real time auto physical damage rating and quoting directly from the platform. Where supported, workflows extend from quote through bind and policy issuance.
New auto physical damage carrier API integrations can typically be delivered in approximately six weeks, assuming carrier access and documentation are available.
For delegated authority and transportation program business, Selectsys supports proprietary auto physical damage rating where rates and underwriting logic are owned by the MGA or carrier. This enables faster program launches and greater control over underwriting models without custom platform development.
The Auto Physical Damage Rating Platform is integrated in production with multiple national and specialty carriers supporting physical damage coverage.
Carriers currently integrated for Auto Physical Damage include:
Additional auto physical damage carriers can be onboarded where MGA or wholesaler appointments exist. New carrier API integrations are typically delivered in approximately six weeks.
This line fails most often when rating is disconnected from execution.
For programs that require full lifecycle workflows, the platform supports:
This reduces manual handling and improves turnaround time for physical damage placement.
When combined with Selectsys accounting capabilities, MGAs and wholesalers can:
This ensures clean financial operations for transportation programs.
The Auto Physical Damage Rating Platform is designed for organizations that:
The platform is already running inside organizations that operate this way today.
Auto Physical Damage is commonly paired with other transportation lines:
If auto physical damage placement is slowing your transportation programs or limiting growth, we should talk. Selectsys can support your existing physical damage carriers, onboard new ones quickly, and provide a production-ready auto physical damage rating platform that scales with your business.