AAIS Builders Risk Rating and Insurance Forms Platform
AAIS Builders Risk rating, AAIS insurance forms issuance, endorsements, and accounting on a single platform.
American Association of Insurance Services provides AAIS Builders Risk insurance forms, manuals, and AAIS rating guidance used by carriers, MGAs, wholesalers, and delegated authority programs nationwide. Selectsys transforms AAIS Builders Risk standards into a production operating platform designed for complex construction programs and delegated authority environments.
What Is AAIS Builders Risk Rating and Insurance Forms
AAIS Builders Risk rating applies AAIS manuals and rating guidance to calculate premiums and underwriting outcomes for construction programs using Civil MU and MU SPEC structures.
AAIS insurance forms are standardized Builders Risk policy forms and endorsements used to issue coverage consistently across carriers and delegated authority programs.
Selectsys operationalizes AAIS Builders Risk rating and forms by connecting rating, policy issuance, endorsements, accounting, and reporting in one production platform.
Builders Risk Programs Fail when Systems do not Match Complexity
Builders Risk underwriting requires more than basic rating. Construction type concentration of values flood and earthquake exposure endorsements and mid term changes must be handled accurately. Many programs rely on disconnected rating tools manual policy issuance and external accounting systems. This creates delays increases exposure and limits scalability.
One AAIS Builders Risk Rating and Forms Platform Built for Real World Construction Programs
Selectsys delivers a unified AAIS Builders Risk rating and forms platform that supports the full policy lifecycle.
- Production ready Builders Risk rating
- AAIS Builders Risk insurance forms and endorsements supported through the full policy lifecycle
- AAIS forms managed with consistent issuance and endorsement workflows
- Civil MU and MU SPEC rating structures
- Policy binding and issuance through Expert Insured
- Mid term changes and endorsements supported
- Integrated accounting aligned with issued policies
- Carrier ready bordereaux and reporting
- White label ready for delegated authority programs
This platform is built to operate complex Builders Risk programs at scale.
Builders Risk Rating Structures Supported
The Selectsys AAIS Builders Risk platform supports multiple rating structures used across construction programs.
Rating structures
- Civil
- MU
- MU SPEC
Core rating inputs supported
- Risk state
- Protection class
- Construction type
- Limit of insurance
- Concentration of values
- Existing building modification
- Coinsurance percentage
- Flood zone
- Flood risk score
- Earthquake risk score
- Manual modification index
- Theft exclusion
- Theft deductible
- Deductible
- IRPM
- Company loss cost factor
Builders Risk Additional Coverages Supported
The platform supports common Builders Risk endorsements required for construction programs.
- Delay in completion coverage
- Claim preparation expense coverage
- Green building coverage
- Delay in completion green building form
- Tax credit coverage
- Contract change order coverage
- Rental reimbursement coverage
- Blueprints and construction documents coverage
- Model homes and sales offices coverage
- Sales offices
- Pilings exclusion
Endorsements flow through rating issuance and accounting without manual rework.
Policy binding issuance and mid term changes
Builders Risk policies are issued directly from the platform.
- Declarations and AAIS Builders Risk insurance forms generated automatically
- Endorsements supported throughout the policy term
- Mid term changes handled within the same workflow
- Single consolidated policy document output
Issuance remains aligned with rating and accounting.
Accounting and Reporting for Builders Risk Programs
Selectsys provides integrated accounting designed to align with issued Builders Risk policies and reporting needs.
- Agency bill and direct bill support
- MGA commission handling
- Bordereaux and carrier ready reporting
- Full audit trail across the policy lifecycle
Accounting is integrated not bolted on.
Built for Builders Risk Program Operators
MGAs
- Launch Builders Risk programs faster
- Manage complex underwriting inputs with confidence
- Control issuance and accounting in one platform
Program Administrators
- Operate delegated authority construction programs
- Maintain consistency across rating issuance and reporting
- Reduce operational risk
Wholesalers
- Support Builders Risk programs without stitched systems
- Improve speed accuracy and visibility across policies
Carriers
- Enable Builders Risk delegated authority programs
- Receive consistent reporting and bordereaux
- Maintain underwriting and accounting discipline
Why Selectsys for AAIS Builders Risk
- End to end Builders Risk platform
- Supports complex construction rating structures
- Accounting built specifically for insurance
- Proven delegated authority experience
- White label ready for enterprise programs
Selectsys brings construction underwriting operations and accounting together.
Part of the Selectsys AAIS Commercial Lines Platform
The Builders Risk platform is part of the broader AAIS Commercial Lines Platform. Learn more
FAQs
Launch your Builders Risk Program with Confidence
If you are planning or operating an AAIS Builders Risk program Selectsys can help you move from rating to operations with confidence.
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