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Wholesale broker accounting is complex by design. Wholesalers sit between carriers and retail agents, manage multiple billing models, and reconcile premium, commissions, and settlements across many parties. When accounting relies on spreadsheets, errors and delays become unavoidable. Premium Accounting is wholesale broker accounting software built specifically to manage complex premium flows without spreadsheet workarounds.
Wholesale brokers face accounting challenges that generic systems cannot handle well.
Finance teams must manage:
When these workflows are forced into generic accounting tools, reconciliation becomes manual and unreliable.
Premium Accounting is designed as a dedicated premium subledger for wholesale operations.
It provides:
All while working alongside existing wholesale management systems and rating tools. To understand this architecture, review how organizations replace insurance accounting without changing their management system.
Wholesale brokers often manage multiple billing models at the same time.
Premium Accounting supports:
Accounting teams can manage all scenarios in one system without parallel spreadsheets.
Spreadsheets are commonly used to:
Premium Accounting replaces spreadsheet logic with rules-based workflows and a centralized premium subledger, reducing risk and improving consistency.
Premium Accounting supports wholesale close and audit requirements.
Accounting teams gain:
This allows wholesale brokers to scale without increasing accounting complexity.
Premium Accounting integrates with:
Wholesale brokers do not need to replace core systems to modernize accounting. To see supported integrations, review how Premium Accounting integrates with insurance management systems and accounting ledgers.
This MGA accounting software is ideal for organizations that:
Premium Accounting is built for wholesale brokers who want clean books without rebuilding their stack.
Accurate allocations, full traceability, and audit-ready reporting - without agency accounting workarounds.