Now live: P&C insurance accounting for MGAs and wholesalers, plus AAIS commercial lines platforms.

Motor Truck Cargo Rating Platform for MGAs and Wholesalers

Motor Truck Cargo insurance protects goods in transit and is critical to transportation programs, owner operators, and fleet business. Rating depends on commodity type, limits, radius of operation, vehicle details, security controls, and loss history. MGAs and wholesalers often face slow turnaround and inconsistent underwriting when managing cargo placement through fragmented systems.

Selectsys built a production-ready Motor Truck Cargo rating platform that enables MGAs and wholesalers to rate, quote, bind, issue, and manage cargo policies within a single unified system. The platform is live today and designed for transportation programs, delegated authority, and wholesale distribution models.

Built on the Selectsys Commercial & Specialty Rating Platform

The Motor Truck Cargo Rating Platform operates within the broader Selectsys Commercial & Specialty Rating Platform. This allows cargo coverage to be managed alongside Non Trucking Liability, Auto Physical Damage, and other transportation focused lines in a single operational environment.

See how MGAs and wholesalers scale this line using unified rating, binding, issuance, and accounting workflows.

Learn more about the full platform here

How Motor Truck Cargo Rating Works

Direct Carrier API Rating

For carriers that support API based cargo workflows, Selectsys enables real time motor truck cargo rating and quoting directly from the platform. Where supported, workflows extend from quote through bind and policy issuance.

New motor truck cargo carrier API integrations can typically be delivered in approximately six weeks, assuming carrier access and documentation are available.

Proprietary Motor Truck Cargo Programs

For delegated authority and transportation program business, Selectsys supports proprietary motor truck cargo rating where rates and underwriting logic are owned by the MGA or carrier. This enables faster program launches and greater control over underwriting models without custom platform development.

Carriers Supported for Motor Truck Cargo

The Motor Truck Cargo Rating Platform is integrated in production with multiple national and specialty carriers supporting cargo coverage.

Carriers currently integrated for Motor Truck Cargo include:

  • ung
  • lloyds
  • AIFE
  • SummitSpeciality

Additional motor truck cargo carriers can be onboarded where MGA or wholesaler appointments exist. New carrier API integrations are typically delivered in approximately six weeks.

From Quote to Bind to Issue for Motor Truck Cargo

This line fails most often when rating is disconnected from execution.

For programs that require full lifecycle workflows, the platform supports:

  • Quote generation
  • Binding workflows
  • Policy issuance
  • Endorsements and limit changes
  • Commodity updates
  • Cancellations and non renewals

This reduces manual handling and improves turnaround time for cargo placement.

Integrated Accounting for Motor Truck Cargo Programs

When combined with Selectsys accounting capabilities, MGAs and wholesalers can:

  • Collect cargo premiums at bind
  • Manage trust and premium accounting
  • Reconcile carrier payables
  • Track endorsements and adjustments
  • Maintain policy level financial accuracy

This ensures clean financial operations for transportation programs

Built for High Volume Transportation Programs

The Motor Truck Cargo Rating Platform is designed for organizations that:

  • Place cargo coverage for fleets and owner operators
  • Operate transportation focused programs
  • Manage high policy counts
  • Operate across multiple states
  • Need speed with underwriting accuracy

The platform is already running inside organizations that operate this way today.

Related Line Platforms

Related Insights

If motor truck cargo placement is slowing your transportation programs or limiting growth, we should talk. Selectsys can support your existing cargo carriers, onboard new ones quickly, and provide a production-ready motor truck cargo rating platform that scales with your business.