Residential flood insurance requires accurate property data, zone determination, elevation inputs, and precise underwriting rules. Flood placement is often time sensitive and highly regulated, yet many MGAs and wholesalers still rely on fragmented systems and manual workflows to quote and issue flood coverage efficiently.
Selectsys built a production-ready Residential Flood rating platform that enables MGAs and wholesalers to rate, quote, bind, issue, and manage residential flood policies within a single unified system. The platform is live today and designed for program business, delegated authority, and wholesale distribution models.
The Residential Flood Rating Platform operates within the broader Selectsys Commercial & Specialty Rating Platform. This allows flood to be managed alongside Homeowners, Commercial Property, and other specialty lines in a single operational environment.
See how MGAs and wholesalers scale this line using unified rating, binding, issuance, and accounting workflows.
For carriers and flood programs that support API based workflows, Selectsys enables real time residential flood rating and quoting directly from the platform. Where supported, workflows extend from quote through bind and policy issuance.
New residential flood carrier API integrations can typically be delivered in approximately six weeks, assuming carrier access and documentation are available.
For delegated authority and program business, Selectsys supports proprietary residential flood rating where rates and underwriting logic are owned by the MGA or carrier. This enables faster program launches and greater control over underwriting models without custom platform development.
The Residential Flood Rating Platform is integrated in production with multiple national and specialty carriers supporting residential flood coverage.
Carriers currently integrated for Residential Flood include:
Additional residential flood carriers can be onboarded where MGA or wholesaler appointments exist. New carrier API integrations are typically delivered in approximately six weeks.
This line fails most often when rating is disconnected from execution.
For programs that require full lifecycle workflows, the platform supports:
This reduces manual handling and improves turnaround time for residential flood placement.
When combined with Selectsys accounting capabilities, MGAs and wholesalers can:
This ensures operational and financial integrity for residential flood programs.
The Residential Flood Rating Platform is designed for organizations that:
The platform is already running inside organizations that operate this way today.
If residential flood placement is slowing down your programs or limiting growth, we should talk. Selectsys can support your existing flood carriers, onboard new ones quickly, and provide a production-ready residential flood rating platform that scales with your business.
Premium collection following rate quote bind is automated through CoverPay, enabling installment billing and endorsement recalculation without third party billing integrations.
