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Asset Guard Rating Platform for MGAs and Wholesalers

Asset Guard programs protect high value business assets that fall outside traditional property and inland marine structures. These programs often involve custom coverage definitions, scheduled assets, unique limits, and specialized underwriting rules. MGAs and wholesalers frequently struggle to scale Asset Guard placement due to bespoke rating logic and fragmented operational workflows.

Selectsys built a production-ready Asset Guard rating platform that enables MGAs and wholesalers to rate, quote, bind, issue, and manage Asset Guard policies within a single unified system. The platform is live today and designed for specialty programs, delegated authority, and wholesale distribution models.

Built on the Selectsys Commercial & Specialty Rating Platform

The Asset Guard Rating Platform operates within the broader Selectsys Commercial & Specialty Rating Platform. This allows Asset Guard to be managed alongside Inland Marine, Commercial Property, Builders Risk, and other specialty asset protection lines in a single operational environment.

See how MGAs and wholesalers scale this line using unified rating, binding, issuance, and accounting workflows.

Learn more about the full platform here

How Asset Guard Rating Works

Direct Carrier API Rating

For carriers and programs that support API based Asset Guard workflows, Selectsys enables real time rating and quoting directly from the platform. Where supported, workflows extend from quote through bind and policy issuance.

New Asset Guard carrier API integrations can typically be delivered in approximately six weeks, assuming carrier access and documentation are available.

Proprietary Asset Guard Programs

For delegated authority and specialty program business, Selectsys supports proprietary Asset Guard rating where coverage definitions, rates, and underwriting logic are owned by the MGA or carrier. This enables rapid program launches and flexible underwriting structures without custom platform development.

Carriers Supported for Asset Guard

The Asset Guard Rating Platform is integrated in production with multiple national and specialty carriers supporting asset protection programs.

Additional Asset Guard carriers can be onboarded where MGA or wholesaler appointments exist. New carrier API integrations are typically delivered in approximately six weeks.

Carriers Supported for Asset Guard

The Asset Guard Rating Platform is integrated in production with multiple national and specialty carriers supporting asset protection programs.

Carriers currently integrated for Asset Guard include:

  • BRIT
  • Beazley
  • lloyds

Additional Asset Guard carriers can be onboarded where MGA or wholesaler appointments exist. New carrier API integrations are typically delivered in approximately six weeks.

From Quote to Bind to Issue for Asset Guard

This line fails most often when rating is disconnected from execution.

For programs that require full lifecycle workflows, the platform supports:

  • Quote generation
  • Binding workflows
  • Policy issuance
  • Endorsements and schedule changes
  • Renewals and rewrites
  • Cancellations and non renewals

This removes manual handling and shortens turnaround time for Asset Guard placement.

Integrated Accounting for Asset Guard Programs

When combined with Selectsys accounting capabilities, MGAs and wholesalers can:

  • Collect Asset Guard premiums at bind
  • Manage trust and premium accounting
  • Reconcile carrier payables
  • Track endorsements and adjustments
  • Maintain policy level financial accuracy

This ensures operational and financial integrity for Asset Guard programs.

Built for Specialty Asset Protection Programs

The Asset Guard Rating Platform is designed for organizations that:

  • Operate specialty asset protection programs
  • Manage scheduled high value assets
  • Run delegated authority models
  • Operate across multiple states
  • Need flexibility with underwriting control

The platform is already running inside organizations that operate this way today.

Related Line Platforms

Asset Guard is commonly paired with other asset focused lines:

Related Insights

If Asset Guard placement is slowing your specialty programs or limiting growth, we should talk. Selectsys can support your existing Asset Guard carriers, onboard new ones quickly, and provide a production-ready asset guard rating platform that scales with your business.