Integrations With Insurance Management Systems and Accounting Ledgers

Premium Accounting is designed to integrate with the systems you already use. You do not need to replace your agency management system, policy platform, rating tools, or accounting ledger to fix insurance accounting. Premium Accounting sits alongside your stack and connects through open APIs and structured data ingestion. This approach allows MGAs and wholesalers to modernize premium accounting without operational disruption.

Built to Integrate, Not Replace

Insurance organizations rely on multiple systems to run their business.

  • Management systems handle policies and workflows
  • Rating tools handle quoting and pricing
  • Accounting ledgers handle financial reporting and close

Premium Accounting is built to integrate with each layer rather than forcing everything into a single system. This is why teams can replace insurance accounting without changing their management system.

Agency and MGA Management System Integrations

Premium Accounting integrates with leading agency, MGA, and policy administration systems.

Common integrations include:

  • Vertafore AMS360
  • Vertafore AIM
  • Applied Epic
  • Sagitta
  • MGA Systems
  • BindHQ
  • Guidewire
  • Insurity

Premium Accounting ingests policy, endorsement, and transaction data from these systems and applies insurance-specific premium accounting logic without changing operational workflows. If your management system can export or expose data, Premium Accounting can work with it.

Rating and Quote-Bind Tool Integrations

Premium Accounting also integrates with rating and quote-bind platforms. These systems generate premium and pricing data but are not designed to manage accounting outcomes.

Examples include:

  • PL Rating
  • Surefyre

Premium Accounting consumes rating and transaction outputs and ensures they are reflected accurately in invoices, receivables, and reporting.

Accounting Ledger Integrations

Premium Accounting synchronizes insurance-ready financial outcomes to your accounting ledger.

Supported ledgers include:

  • QuickBooks Online
  • NetSuite
  • Xero

Premium Accounting does not replace your accounting ledger. It produces clean, structured results that make the ledger easier to trust. To understand how this architecture works in practice, see our overview of insurance premium accounting software built for real P&C workflows.

How the Integration Model Works

Premium Accounting follows a simple, proven integration pattern:

  • 1. Ingest policy and transaction data from management and rating systems
  • 2. Apply insurance-specific premium accounting logic
  • 3. Track invoices, payments, allocations, and balances in a dedicated premium subledger
  • 4. Synchronize finalized results to the accounting ledger

This model avoids duplicate data entry, reduces reconciliation effort, and improves confidence in financial reporting.

Designed for Real-World Technology Stacks

Most insurance organizations run a mix of:

  • Legacy systems
  • Modern SaaS platforms
  • Customized workflows

Premium Accounting is designed to work in these environments.

It supports:

  • API-based integrations
  • File-based data ingestion
  • Structured data feeds

This flexibility allows teams to integrate Premium Accounting into their stack without long or risky implementation projects.

Who Benefits From This Integration Approach

This integration model is ideal for organizations that:

  • Want better accounting without replacing core systems
  • Use multiple tools across underwriting, billing, and finance
  • Are tired of spreadsheet-based reconciliation
  • Need audit-ready premium accounting

It is most commonly adopted by MGAs and wholesale brokers evaluating MGA accounting software that can fit into existing operations.

FAQs

Modern Premium Accounting for P&C MGAs and Wholesalers

Accurate allocations, full traceability, and audit-ready reporting - without agency accounting workarounds.

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