A Policy Admin System That Keeps Up with Texas MGA Volume and Carrier Demands

Texas is a heavyweight in commercial P&C. Between Workers’ Comp, General Liability, Auto, and construction-heavy submissions, MGAs are managing high volume and even higher expectations from brokers.

Expert Insured is the policy administration system (PAS) and agency management system (AMS) that lets Texas MGAs issue policies, process endorsements, track accounting, and stay audit-ready-even in oil & gas, logistics, and high-churn segments.

Why Texas MGAs Use Expert Insured

Policy issuance for WC, GL, Auto, BOP, and E&S lines
Real-time endorsement handling for class codes, vehicles, limits, and named insureds
Integrated premium accounting + GL posting
Commission splits + agent statements
Multi-carrier support with carrier-specific workflows
Secure, audit-traceable infrastructure hosted on Azure

Industry-Specific Strengths for Texas

Workers’ Comp class code updates + midterm rate change handling
GL coverage for trades and energy contractors with complex named insured structures
Commercial Auto policy management including vehicle-level data
Split billing and AP/AR for retail agent networks across the state
Audit logs for carriers and excess markets - critical in Texas E&S

Technical Infrastructure

Cloud-hosted (Azure) with optional on-prem DB sync
No Citrix or VPN needed
User roles + permissions configured for brokers, CSRs, underwriters, and accountants
Connects with quoting engines like RQB to go from quote to issue in one flow

Use Case: Dallas-Based MGA Running WC, GL, and Auto

Challenge:

Processing over 150 policies/month across WC + Auto + GL. Struggled with split commissions, midterm endorsements, and carrier reconciliation.

Solution:

Segmented billing logic by LOB using Expert Insured
Developed custom workflows for WC class code endorsements
Enabled producer portal for document access and dec page downloads

Result:

Cut policy issuance and endorsement processing time by 50%. Reconciled commissions with 3 carriers monthly with no variance.

Want to explore how this system supports MGAs beyond Florida?

Visit the main Expert Insured page for full capabilities, integrations, and onboarding details.

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FAQ's

Can it handle WC endorsements and class code changes?

Yes. Expert Insured tracks class codes, effective dates, premium impact, and audit logs for WC policy changes.

How are multi-carrier programs handled?

Each carrier can have its own workflow, document set, rating logic, and accounting flow-fully configurable.

Does it integrate with external quoting tools?

Yes. Expert Insured integrates directly with platforms like RQB and can import quote data for policy issuance.

Can we split commissions across multiple agents or markets?

Yes. Built-in commission engine supports splits by LOB, agency, percentage, or flat rate.

What’s the hosting and security setup?

Azure-hosted front-end with whitelisted IP connections. No VPN required. MFA and audit trail included.

Texas MGAs are too big to rely on manual policy logs and disconnected quoting systems.

Start a focused Expert Insured pilot. Go live in 60-90 days with real underwriting and back-office results.

Request a Demo

How This Service Connects to the Core Platform

This service operates within the connected Selectsys insurance infrastructure. Operational execution is fully aligned with the technology backbone.

RQB: Rating and bind infrastructure for commercial and specialty lines.
Expert Insured: Policy lifecycle system managing issuance, endorsements, and renewals.
Premium Accounting: Insurance native accounting for agency bill, direct bill, trust, and reconciliation.
CoverPay : Premium collection by Card and ACH for MGAs, wholesalers and carriers, with payment tracking and reconciliation support.
Insurance BPO: Embedded teams executing submissions, underwriting support, servicing, and compliance.

Operational services are most effective when integrated directly with the core platform capabilities.