Standalone ISO Rating PlatformISO Rating Platform
Build, launch and maintain ISO-based commercial insurance programs without rebuilding the rater every time something changes. SelectRate combines current ISO content with configurable carrier pricing, program rules, deviations and effective-dated updates.
Built for MGAs, wholesalers and carriers.
The configurable layer on the ISO foundation
ISO Rating
Use current ISO rating content as the foundation for commercial insurance programs.
Carrier Pricing
Configure loss cost multipliers, pricing factors, minimum premiums and carrier-specific adjustments.
Program Rules
Manage eligibility, state availability, classes, coverages, limits, deductibles and program requirements.
Effective-Dated Changes
Version rating changes by effective date so new business and historical transactions use the correct rating logic.
Build on ISO. Configure for Your Program.
ISO provides the rating foundation. Your carrier and program determine how that foundation becomes a product. SelectRate gives your team a configurable layer for managing the pricing, rules and program requirements that make each implementation unique.
Launch Programs Faster. Update Them Faster.
Traditional rating implementations can turn every program launch or rating change into another development project. SelectRate separates the ISO rating foundation from your configurable carrier and program layer so teams can launch, test and update programs without rebuilding the entire rating engine.
| Traditional Rating Implementation | SelectRate |
|---|---|
| Program changes require development | Program rules are configurable |
| Rating logic buried in custom code | Structured rating configuration |
| Updates require code releases | Effective-dated versioning |
| Difficult to validate changes | Test before production |
| Limited rating traceability | Explainable rating results |
Configure the Program. Not the Code.
SelectRate Studio gives authorized teams a governed environment for configuring and maintaining commercial insurance rating programs.
Rates & Pricing
Configure rating factors, loss costs, LCMs, schedule adjustments and program pricing.
Rules & Eligibility
Control states, classes, eligibility rules and program-specific requirements.
Coverages
Configure available coverages, limits, deductibles and rating options.
Forms & Endorsements
Associate forms and endorsements with the appropriate program configuration.
Versioning
Maintain effective dates, program versions and controlled changes.
Testing & Validation
Validate rating changes before they move into production.
No Premium Without a Trace.
Every premium should be explainable. SelectRate maintains the rating steps, factors and configuration used to calculate the result so teams can understand how a premium was produced.
Submission Data
ISO Rating Foundation
Carrier & Program Configuration
Rating Steps & Adjustments
Final Premium
Rating Trace
Use the Rater Wherever You Need It.
SelectRate can power rating inside your own portal, underwriting system, RQB workflow or other insurance application through APIs.
View SelectRateRating API
Submit risks and receive structured rating results.
Sandbox
Test integrations and program changes before production.
Program Configuration
Keep carrier and program configuration separate from consuming applications.
Integration Ready
Connect rating to underwriting, quoting, policy administration and downstream insurance workflows.
Where SelectRate Fits
SelectRate is a standalone ISO Rating Platform and operates independently. It can also connect through SelectConnect, the Selectsys distribution and connectivity architecture, and RQB can use SelectRate rating inside quote and bind workflows. AAIS remains a separate rating capability alongside it, not a part of SelectRate, giving MGAs, wholesalers and carriers flexibility across bureau, carrier API and proprietary program structures. Connecting is a choice; SelectRate does not depend on SelectConnect or RQB.
Connect SelectRate to Your Distribution Workflow
SelectRate is a standalone ISO Rating Platform and runs on its own. It can also connect into SelectConnect, the Selectsys distribution and connectivity architecture, and RQB can use SelectRate rating inside its quote and bind workflows alongside carrier APIs, AAIS and proprietary rating. SelectRate does not depend on either one: connecting is a choice, not a requirement.
Explore RQBRating sources a submission can reach through SelectConnect
Built for Commercial Insurance Programs
SelectRate is designed as a commercial insurance rating foundation that can expand across lines of business as programs are introduced.
- General Liability
- Property
- Businessowners (BOP)
- Commercial Auto
- Workers' Compensation
- Additional Commercial & Specialty Lines
Built for Insurance Product Teams
MGAs
Launch and maintain delegated commercial insurance programs on a configurable ISO rating foundation.
Wholesalers
Support commercial programs and connect ISO rating into broader submission and quoting workflows.
Carriers
Configure and distribute ISO-based rating programs through governed APIs and program-specific rating rules.
Ready to Launch Your Next ISO Program?
See how SelectRate can help you configure, launch and maintain ISO-based commercial insurance programs.
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