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Larger MGAs, wholesalers, and delegated authority programs often rely on core insurance platforms such as Guidewire and Insurity to run underwriting, policy administration, and billing operations. These platforms are built to support carrier-grade insurance operations. They are not designed to serve as full premium accounting systems for MGA and wholesale finance teams. Premium Accounting integrates with Guidewire and Insurity to allow organizations to keep their core systems while running insurance-specific premium accounting without spreadsheets, custom ledger builds, or manual reconciliation.
Guidewire and Insurity are designed to be systems of record for insurance operations.
They excel at:
Premium accounting introduces requirements that go beyond operational processing:
When accounting logic is forced into core systems, organizations rely on custom development or spreadsheets to close the gaps.
Premium Accounting integrates with Guidewire and Insurity as an external premium accounting engine.
The integration model works as follows:
Guidewire and Insurity continue to manage core insurance operations. Premium Accounting manages premium accounting. To understand why this decoupled approach works, see how organizations replace insurance accounting without changing their management system.
Premium Accounting tracks the financial detail required by accounting teams that core insurance platforms are not built to manage.
This includes:
This separation keeps core systems focused on underwriting and policy operations while accounting data becomes accurate, auditable, and explainable.
Accounting teams supporting Guidewire or Insurity environments often face:
Premium Accounting addresses these challenges by:
This reduces operational risk without disrupting core insurance systems.
Premium Accounting integrates with the accounting ledger you already use.
Supported accounting ledgers include:
Premium Accounting synchronizes insurance-ready results to the ledger, allowing organizations running Guidewire or Insurity to maintain clean financial reporting without forcing core systems to behave like accounting platforms. For a broader view, see how Premium Accounting integrates with insurance management systems and accounting ledgers.
The Guidewire and Insurity integration is ideal for organizations that:
It is most commonly adopted by MGAs and wholesalers evaluating insurance premium accounting software to support scale and operational complexity.
Accurate allocations, full traceability, and audit-ready reporting - without agency accounting workarounds.