Cutting Through the Hype – Why Selectsys Outperforms Federato in Real-World Underwriting

Insurance tech is full of big promises, but few platforms deliver real operational control. Federato markets itself as the “AI future” of underwriting, yet behind the scenes, it lacks critical functionality-no quoting, no policy issuance, no agency management.

At Selectsys, we built our platform to do the real work: AI reads submissions, RQB generates quotes, and EI handles issuance, servicing, and accounting. It’s not orchestration. It’s execution.

Let’s break it down:

1. Federato promises orchestration. Selectsys delivers automation.

Federato uses AI prompts to route submissions and display appetite guidelines. Selectsys’s AI actually reads emails, extracts data from unstructured PDFs, and pre-fills quotes through RQB. It’s a difference between clicking around… and getting things done.

2. Federato shows you a dashboard. Selectsys gives you control.

Their platform is an overlay. Selectsys is the operating system. With RQB feeding into EI, you get one ecosystem for quoting, issuing, servicing, billing, and reconciling. No handoffs. No switching between screens.

3. Federato fits large insurers. Selectsys is built for MGAs, wholesalers, and niche carriers.

Selectsys has purpose-built workflows for endorsement handling, multi-carrier distribution, program business, and more. MGAs don’t want to buy 5 tools that Federato stitches together. They want one that works out of the box.

4. Federato markets buzzwords. Selectsys builds features.

“RiskOps.” “Agentic AI.” “Portfolio-aware underwriting.” Sounds cool-until you realize they still need a PAS, CRM, AMS, and rating engine to get anything done. Selectsys includes all of this, with workflows built in.

5. Federato leaves you integrating. Selectsys lets you operate.

From submission intake to bound policies and reconciliation-Selectsys eliminates the swivel chair. You don’t just get a recommendation engine. You get an end-to-end operating system.

So if you’re an MGA, wholesaler, or program carrier tired of duct-taping systems together, it’s time to move to Selectsys-the platform that actually gets things done.

Ready to see it in action? Start a pilot with Selectsys