The Insurance Tech Stack Nobody Talks About: RQB + EI + AI BPO
Everyone talks about Vertafore. Everyone talks about Applied. But here’s the truth: modern MGAs, agencies, and carriers don’t just need software-they need execution. That’s why the RQB + Expert Insured + AI BPO stack from Selectsys is changing how real insurance ops get done in 2025.
Meet the Stack
| Component | Purpose |
| RQB | Multi-carrier rating & quoting engine |
| Expert Insured (EI) | Agency Management System with P&C DNA |
| AI BPO | GPT-powered routing + insurance-trained ops team |
It’s not just one tool. It’s an engine, a dashboard, and a workforce-all connected.
RQB: The Rating Engine That Doesn’t Make You Cry
Unlike PL Rater or spreadsheet quoting:
- Supports WC, GL, Property, Cyber, Auto, BOP
- API-ready for carriers + comparative raters
- Built to handle real commercial submissions
- Integrates with EI, Epic, AMS360, or your CRM
- Can auto-quote or route to a human queue based on LOB or complexity
EI: The AMS That Doesn’t Slow You Down
Expert Insured isn’t bloated or legacy-tied. It’s:
- API-driven
- MFA + IP-restricted
- RQB-integrated
- Hosted in Azure (SOC 3 ready)
- Designed for midsize MGAs and growing agencies
- Fast. Really fast. Like, no-VPN fast.
AI BPO: The Execution Arm of Your Stack
While your other software watches…
Selectsys gets things done:
- Auto-triages emails
- Flags tasks
- Pushes to queues
- Executes endorsements, audits, COIs, reinstatements-inside your system
- 24/7, fully logged, and QA-verified
Real-Time Workflow Example
Email Received:
“Please remove this driver and send a certificate”
Here’s What Happens (with Selectsys):
- AI classifies the request
- EI logs and assigns the task
- RQB checks the rating implications
- BPO team executes the endorsement + COI
- Everything is done. Before lunch.
Stack Benefits by the Numbers
| KPI | Before Selectsys Stack | After Selectsys Stack |
| Avg. quoting time (multi-carrier) | 45–60 mins | 5–10 mins |
| Endorsement TAT | 12–24 hrs | 2–4 hrs |
| Renewal prep time | 1–2 weeks | <1 week |
| FNOL response time | Next day | Same day |
Vertafore gave you a system. Applied gave you software.
Selectsys gives you results.
RQB + EI + AI BPO = The only tech stack that quotes, updates, and executes.
Start your pilot now.
FAQ
Do I need to migrate from AMS360 to use RQB?
No. RQB is modular and can overlay your current AMS.
What if I already have a quoting engine?
RQB can supplement, replace, or integrate—your call.
Can I use just one component (like AI BPO)?
Yes. Most clients start with one, then expand. All modules are plug-and-play.
