RQB vs Surefyre, ClarionDoor, and Carrier Portals: What You Need to Know

Most MGAs, carriers, and agencies are still losing time on fragmented quoting workflows – toggling between Surefyre, ClarionDoor, and carrier portals, manually re-keying submissions, and chasing underwriters for updates.
RQB (Rate • Quote • Bind) changes that. It’s the first quoting engine built for multi-carrier automation, API-driven speed, and post-bind integration – designed to take a submission from inbox to issuance in minutes, not hours.

Learn more → RQB Platform Overview

1. Overview: What Each Platform Really Does

Platform	Designed For	Limitation
Surefyre	Submission intake + workflow tracking	Manual quoting, limited carrier connectivity
ClarionDoor	Carrier-led quote configuration	Not MGA-centric, lacks bind workflows
Carrier Portals	Direct single-carrier submission	1:1 entry, no multi-carrier logic
RQB	MGA/carrier quoting + bind	Built for speed, automation, and post-bind handoff

Unlike the others, RQB is built for MGAs and delegated carriers – managing multiple markets, carrier rules, and workflows in one interface, then pushing submissions directly into your AMS or BPO operations.

2. Key Comparison: Quoting & Workflow Integration

Feature	RQB	Surefyre	ClarionDoor	Carrier Portals
Multi-carrier quote engine	Yes	No	Partial	One at a time
API-enabled quoting & bind	Yes	–	Limited	–
Email/document intake	AI OCR built-in	Manual	–	–
Post-bind execution support	Integrated BPO/AMS handoff	–	–	–
Rater + submission in one	Yes	–	–	–
Underwriter triggers & rules	Configurable	Partial	–	–

RQB unifies quoting, appetite logic, and underwriting triggers into a single system – where AI handles intake, OCR classifies documents, and APIs return quotes instantly.

3. Real-World Scenario: Multi-Carrier BOP Quote

Without RQB (Surefyre, ClarionDoor, or portals):

• Data entered separately in three carrier portals
• No consolidated quote logic or binding from one screen
• No automatic task creation post-bind
• Tracking done in spreadsheets

With RQB:

• Email automatically tagged as BOP via AI intake
• Attachments classified by OCR and matched to carriers
• RQB identifies eligible carriers by appetite and LOB
• Quotes retrieved via API or carrier connection from the same interface
• Bound policy syncs to AMS360, Epic, or Expert Insured (EI)
• COI or post-bind tasks created automatically

Result: One submission, three quotes, zero re-keying.

4. Why MGAs and Carriers Are Moving to RQB

• No double entry: One submission feeds every market
• 5–10× faster quoting: More quotes per CSR per day
• Error-free workflow: Quotes go directly to carriers
• AMS integration: Pushes to AMS360, Epic, or EI automatically
• Ops-ready: Post-bind items (endorsements, COIs, audits) route instantly

With RQB, quoting isn’t a separate process – it’s part of your operating system.

5. RQB vs “Just a Portal”

Area	RQB	Traditional Portal
Quoting	Real-time, multi-carrier	One carrier at a time
Submission Intake	AI OCR + email routing	Manual upload
Task Assignment	Auto-created post-bind	Manual tracking
BPO Execution	Embedded option	Not available
Speed to Quote	15-30 minutes	2-6 hours (or days)

If your quoting still depends on manual entry and single-carrier portals, RQB brings every workflow – submission, quote, bind, and post-bind execution – into one connected stack.

See how RQB compares → RQB vs Surefyre, ClarionDoor & Portals

FAQs

Do I need to replace my AMS to use RQB?
No. RQB works with AMS360, Epic, Expert Insured, or any AMS. It handles quoting and binding, then pushes data directly back into your system.

Can I configure carrier-specific rules?
Yes. Appetite logic, underwriting flags, and LOB-based triggers can be customized for each carrier.

What lines of business does RQB support?
Workers’ Comp, GL, BOP, Property, Auto, Cyber, Inland Marine, and more.

Can RQB handle post-bind workflows?
Yes. Bound policies trigger tasks for endorsements, COIs, renewals, and audits automatically.

Why RQB Wins in 2025

• AI-enabled speed – automate intake and quoting end-to-end
• Multi-carrier quoting – one submission, multiple markets
• Fully integrated – connects directly to AMS and BPO operations
• Built for MGAs and delegated carriers – not repurposed from retail tools
• Faster ROI – go live in weeks, not months

Keep Exploring

• Platform Overview: RQB (Rate • Quote • Bind)
• Policy Admin: Expert Insured (EI)
• Automation Suite: AI Submission Automation
• Operating Model: Value Flywheel

Ready to See RQB in Action?

Run a multi-carrier quoting pilot and watch how RQB automates submission, quoting, and post-bind workflows in a single platform.
Request a Demo • Start a Pilot

Disclaimer

This article is for informational purposes only. Comparisons are based on publicly available information and standard platform configurations.
All trademarks and product names are property of their respective owners. Mention of them does not imply endorsement or affiliation.